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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Easy to Use

Very easy to use, no issues with PayPal credit. Reviewed on: 1st June 2025

Paypal is easy to use and safe.

Paypal is easy to use and safe. PayPal credit is great,reminds you of payment days. Reviewed on: 1st June 2025

Terrific communication.

Terrific communication. Good variety of products. Clear communication. Clear website. Fair rates and flexible plans. Reviewed on: 1st June 2025

PayPal makes life so much easier!

PayPal makes life so much easier! I will always recommend to any and everyone. Reviewed on: 1st June 2025

Easy to use interface, customer service when you cal...

Easy to use interface, customer service when you call are knowledgeable and resolve the query straight away Reviewed on: 1st June 2025

PayPal for buying and selling!

I’ve used PayPal for over a decade now. I use it for buying and selling as it’s one of the easiest methods. I also use the message centre for customer service queries as it’s very simple and easy to do around my main job. The Pay in 3 option is great for helping with more pricier purchases too. Reviewed on: 1st June 2025

Great for birthdays and Christmas and emergency items

Great for birthdays and Christmas and emergency items Reviewed on: 1st June 2025

Trust and easy to use.

Trust and easy to use. Can check every your payment safe. Reviewed on: 1st June 2025

trusted .

trusted . good for buyng online whitout fear and whiut help for plans and 0 interest Reviewed on: 1st June 2025

I’m new to PayPal ,, however my experience so far i...

I’m new to PayPal ,, however my experience so far is I’m happy with them . Reviewed on: 1st June 2025

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