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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy to use appeasy.

5
Easy to use app. Secure. Information clear. Rights explained. Competitive rate Reviewed on: 14th July 2026

Helped my buy a guitar!

4
Helped my buy a guitar! Really happy with how it turned out. Reviewed on: 14th July 2026

Really happy

5
I have found everything easy and simple I am reassured every thing is safe and secure Reviewed on: 14th July 2026

Easy way to spread payments over 4 months with inter...

5
Easy way to spread payments over 4 months with interest free credit Reviewed on: 14th July 2026

Paypal easy peasey

5
Useful tool use PayPal monthly, for purchase and subscription Reviewed on: 14th July 2026

PayPal always reliable in an emergency

5
PayPal always reliable in an emergency Reviewed on: 14th July 2026

Easy to use for purchases and very easy for payment...

5
Easy to use for purchases and very easy for payment Reviewed on: 14th July 2026

It's always my go to when buying most things

5
I find PayPal brilliant for managing the payment of high value items, being able to manage my own payment plans. I've also had to ask PayPal to get money back on items that hadn't arrived and found the process very helpful. Reviewed on: 14th July 2026

Emergency helpers

2
Good when you are struggling with short of money and any emergency occurs Reviewed on: 14th July 2026

Easy to use

5
Easy to use, good app, like the credit/debt card Reviewed on: 14th July 2026

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