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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180920 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180920)

very easy to use and convenient.

very easy to use and convenient. Reviewed on: 26th April 2026

PayPal is simple to use; flexible with pay in 3 or 0...

PayPal is simple to use; flexible with pay in 3 or 0% finance over 4 months offers, convenient to use - plus reward points. Reviewed on: 26th April 2026

Excellent ,very helpful .

Excellent ,very helpful . I highly recommend using PayPal. Reviewed on: 26th April 2026

PayPal No.1

Love using this service, never failed me once and has everything I need to manage my finances and make seamless payments Reviewed on: 26th April 2026

Good mostly.

Good mostly. Wish i hadnt taken credit account as APR so high, but every other service i use has been benificial and customer service are always very helpful Reviewed on: 26th April 2026

Easy to use a

Easy to use always use this option if available as if there ever a problem with what I have purchased PayPal is there for support Reviewed on: 26th April 2026

Excellent

Excellent customer service and very efficient with dealing with issues Reviewed on: 26th April 2026

Excellent service fast response time

Excellent service fast response time Reviewed on: 26th April 2026

Never any issue.

Never any issue. Paypalis simple to use and very reliable. Reviewed on: 26th April 2026

Simple to use and competitive

I have always found it easy to use and simple to make payments to my account ot was simple to apply and use and the interest rates are very competitive and the pay in 3 is a great option Reviewed on: 26th April 2026

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