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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180928 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180928)

Loving PayPal rewards I set up the debit card thing...

Loving PayPal rewards I set up the debit card thing and its been pretty awesome also PayPal credit has saved me once or twice in desperate situations and I know im safe using it Reviewed on: 26th April 2026

Always positive and no problems with PayPal

Always positive and no problems with PayPal Reviewed on: 26th April 2026

PayPal adds extra security for purchases made inline

PayPal adds extra security for purchases made inline Reviewed on: 26th April 2026

PayPal is easy to use has great integrations and fea...

PayPal is easy to use has great integrations and features. I find the split payment and credit options useful for levelling out big costs, and it's quite clear when payments need to be made to avoid incurring interest. Reviewed on: 26th April 2026

Great help!

PayPal credit saved me when I needed money to by a laptop! Reviewed on: 26th April 2026

I have been using PayPal for many years now I always...

I have been using PayPal for many years now I always prefer to pay any online purchases or payments using pay pal ost secure way to pay. Reviewed on: 26th April 2026

Pay pal is very good app.

Pay pal is very good app. Your money will be safe and protected. Once someone try to scam me but pay pal protect my account and help me to get my money back. Reviewed on: 26th April 2026

Smooth and Hassle-Free Experience

My experience with PayPal Credit has been very positive. The service is easy to use, payments are processed smoothly, and the flexibility it offers is genuinely helpful. Everything is clearly presented, which makes managing repayments straightforward. Overall, it’s a convenient and reliable option. Reviewed on: 26th April 2026

Convenient but needs more clarity

PayPal Credit is easy to use and very convenient for spreading payments. However, the terms and interest charges are not always very clear, so you need to pay attention. Overall useful, but could be more transparent. Reviewed on: 26th April 2026

Very professional.

Very professional. Have a good APR Reviewed on: 26th April 2026

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