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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

PayPal has provided a great product

PayPal has provided a great product, easy to manage. I love the versatility of pay in 3 as well as PayPal credit. The app offers an easy to navigate interface, and have very seldom needed to contact anyone as there are little to no glitches. Reviewed on: 26th April 2026

I find all of PayPal services excellent.

I find all of PayPal services excellent, they are easy to apply for and use. You can keep track of your payments and pay them if quicker if you need to. I love the pay in three has it helps me to purchase things that are a little too much to pay all at once but manageable in three especially with no interest added. I would recommend PayPal as the way to go in future as you can pay knowing that your payments are secure and that you have great support if something should go wrong with your purchase, so either way it’s a win, win. Reviewed on: 26th April 2026

Simple,easy and effective

A simple,easy and effective way to manage spending and credit usage. The platform covers so many ways to fund lifestyle and protect its users its the stand out go to for many customers globally. They can't do enough to help you to spend in all your favourite places but simultaneously be clever about the way you do that spending. Reviewed on: 26th April 2026

Money security

Shopping online means my.money is protected when it comes to items not as how described Reviewed on: 26th April 2026

A reputable company that has a good business model.

A reputable company that has a good business model. Credit is applied sensibly with manageable costs Reviewed on: 26th April 2026

PayPal even when you don't have cash or card on you so

The ability to purchase items which are needed easily with easily affordable payments Reviewed on: 26th April 2026

Payday is a great way to purchase those more expensi...

Payday is a great way to purchase those more expensive items, pay in 3 or credit, which I use often and pay back monthly on direct debit, best thing ever Reviewed on: 26th April 2026

Paypal: Paypal credit is definitely a great option t...

Paypal: Paypal credit is definitely a great option to use credit and when it comes to applying for the credit, im glad it was an easy process to apply and its so convenient to use. Reviewed on: 26th April 2026

Easy and interest free purchases

So easy to use and interest free options Reviewed on: 26th April 2026

Recommend

Rates are ok , everything very simple in the app. Highly recommend. Reviewed on: 26th April 2026

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