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PayPal: PayPal Credit reviews

4.90
Based on 100,634 reviews, last reviewed 7th May 2026
2298450% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy to use. Great and easy to use. Notification to . You always no where you are. Brilliant service. Reviewed on: 7th May 2026
Markus's avatar
Markus

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100634)

Awais Review

5
Best credit. Flexible and multintegration is the best. Reviewed on: 17th May 2024

Been a brilliant tool to make bnpl purchases so help...

5
Been a brilliant tool to make bnpl purchases so helpful for a family especially during tye current climate Reviewed on: 17th May 2024

It was a wonderful experience.

5
It was a wonderful experience. Speedy and efficient customer service Reviewed on: 17th May 2024

Always used pay pal for years excellent service prov...

5
Always used pay pal for years excellent service provider Reviewed on: 17th May 2024

Such a convenient way to pay for things and nobody g...

5
Such a convenient way to pay for things and nobody gets your credit or debit card details. So easy to link to either your debit card, credit card or bank account and then its up to you which you decide to use - that simple. Reviewed on: 17th May 2024

Always a good experience.

5
Always a good experience. I like the option of 4 months on larger items. Reviewed on: 17th May 2024

Easy pay, easy transactions , good communication

5
Easy pay, easy transactions , good communication Reviewed on: 17th May 2024

I always use PayPal for my transactions and have fou...

5
I always use PayPal for my transactions and have found it invaluable when I have had to log a dispute in the past. I use PayPal credit too, which is fantastic as it helps me spread the cost of larger items like garden furniture, which otherwise I wouldn’t have been able to afford it! Reviewed on: 17th May 2024

Easy app and great customer service

4
No issues encountered. The app is very easy to use and to keep track of things Reviewed on: 17th May 2024

Really easy to set up account, such an easy way to p...

5
Really easy to set up account, such an easy way to pay and spread the cost over a time of your liking Reviewed on: 17th May 2024

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