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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,590 reviews, last reviewed 7th May 2026
2296550% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, easy to understand and easy to use. Great service, easy to understand and easy to use. Reviewed on: 7th May 2026
Marina R's avatar
Marina R

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100590)

PayPal does what it says on the tin

5
I have nothing but praise for PayPal. I've only had one issue (which was a technical issue on the system) and it was resolved as promised very swiftly. The payment was showing as double what was expected but after a call to customer service, I was promised that the system would fix itself and it did! Reviewed on: 17th May 2024
Cam's avatar
Cam

Never had an issue quick to respond

5
Never had an issue quick to respond Reviewed on: 17th May 2024
Christopher Black's avatar
Christopher Black

I've used PayPal Credit for several years now, and i...

5
I've used PayPal Credit for several years now, and it has always been a seamless process, both in terms of ease of use, and in the clear and logical guidelines es they provide. Reviewed on: 17th May 2024
James B's avatar
James B

Useful and available with low APR

4
Useful and available with low APR Reviewed on: 17th May 2024
Shimon C's avatar
Shimon C

PayPal was quick and efficient.

5
PayPal was quick and efficient. Helps me stretch out my payments until payday. At first I was unsure about opening an account until I spoke to one the representative and really help me to understand how to use PayPal. I would definitely recommend to friends and family. Reviewed on: 17th May 2024
CT's avatar
CT

Quick and easy to use.

5
Quick and easy to use. Very user friendly Reviewed on: 17th May 2024
Sim's avatar
Sim

Customer service are very polite and helpful

5
Customer service are very polite and helpful Reviewed on: 17th May 2024
chrissy r's avatar
chrissy r

Easy to use would recommend.

5
Easy to use would recommend. Fast and easy payments Reviewed on: 17th May 2024
Jordan 's avatar
Jordan

I love no interest on any payment above £99 and to b...

5
I love no interest on any payment above £99 and to be paid in 4 different EMI’s. Comes really handy for items in need but when you are a bit short with cash. Reviewed on: 17th May 2024
Inder's avatar
Inder

always easy to use, helpful customer service team

5
always easy to use, helpful customer service team Reviewed on: 17th May 2024
dannielle j's avatar
dannielle j

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