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PayPal: PayPal Credit reviews

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4.90
Based on 100,539 reviews, last reviewed 7th May 2026
2294250% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use. Very easy to use. Simple to set up Reviewed on: 7th May 2026
Ian H's avatar
Ian H

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100539)

PayPal for all of my online purchases

5
I use paypal for almost all of my online purchases, if PayPal payment is available it’s my first choice because of flexible payment options. Pay in 3 and most especially if I have to purchase £99 & above because I can pay 0% within 4 months. Great! Reviewed on: 17th May 2024
Bedz's avatar
Bedz

So convenient

5
It is so easy and convenient to use and the customer service is fantastic Reviewed on: 17th May 2024
Mike B's avatar
Mike B

0% over four months when paid in full!!

5
I often use PayPal credit as an alternative to credit cards. I prefer the 0% if paid in four months option Reviewed on: 17th May 2024
adam 's avatar
adam

I've never had a problem with PayPal.

5
I've never had a problem with PayPal. My money is safe and I especially appreciate being able to use the Pay In 3 option. PayPal credit is also helpful for me, as I prefer to use it for higher-priced purchases. I'd recommend using PayPal to anyone. Reviewed on: 17th May 2024
Emma H's avatar
Emma H

Split the cost with NO interest

5
PayPal is a excellent way to buy things with confidence and to split the cost without any interest! Reviewed on: 17th May 2024
Theodor's avatar
Theodor

Every transaction is always perfect

5
Every transaction is always perfect Reviewed on: 17th May 2024
James S's avatar
James S

Very friendly customer service and PayPal credit all...

5
Very friendly customer service and PayPal credit allows me buy more products. The pay back time period is very flexible Reviewed on: 17th May 2024
Ajanthan K's avatar
Ajanthan K

A great service

5
Great service, ease of use great rates on pay pal credit. Reviewed on: 17th May 2024
Matirog@aol.com's avatar
[email protected]

Good service, got credit when required

5
Good service, got credit when required Reviewed on: 17th May 2024
Anand k's avatar
Anand k

Easy as pie

5
It's easy and simple and rates are reasonable can't complain Reviewed on: 17th May 2024
Karly z's avatar
Karly z

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