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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

Satisfy with thier customer service

Paypal is really good and helpfull for me and other customers. Reviewed on: 26th April 2026

Convenient and precise anytime I used.

Convenient and precise anytime I used. Reviewed on: 26th April 2026

Iv had PayPal edit for several years and can’t faul...

Iv had PayPal edit for several years and can’t fault them excellent s customer service Reviewed on: 26th April 2026

Overall, PayPal stands out for its reliability, glob...

Overall, PayPal stands out for its reliability, global reach, and user-friendly design—qualities that have helped it remain a leader in digital payments for years. Reviewed on: 26th April 2026

Excellent service

Ease of use on the app, great service provider Reviewed on: 26th April 2026

It’s always been good.

It’s always been good. Easy to make payments through PayPal and so easy to keep track of all my spending Reviewed on: 26th April 2026

Simple checkout, helpful credit option

I’ve been using PayPal Credit for a while and it’s been convenient for spreading the cost of larger purchases. The application process was straightforward and it integrates easily with PayPal at checkout. However, the interest rates can be quite high if you don’t pay off the balance within the promotional period, so it’s important to stay on top of payments. Overall, it’s useful if managed carefully, but not something to rely on long-term. Reviewed on: 26th April 2026

Excellent.

Excellent. Flexible and easy to use. Unique and different to standard credit cards. Keeps you informed of status of account, when payments due well in advance. No hidden surprises. Reviewed on: 26th April 2026

Always reliable , well done .

Always reliable , well done . I can always count for the support when needed , . Reviewed on: 26th April 2026

Always helpful and reliable.

Always helpful and reliable.ALways use paypal as way of paying to orotect myseof from scams ajd for faster paymebts Reviewed on: 26th April 2026

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