Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181029)

Always on hand if I need to stretch my finances.

Always on hand if I need to stretch my finances. I use this to plan big purchases yo spread the coat. This allows me to budget and plan more effectively Reviewed on: 26th April 2026

App is easy to use, I am kept well informed via noti...

App is easy to use, I am kept well informed via notifications. I use Paypal for everything and never have any issues. Reviewed on: 26th April 2026

Buy now pay later

The PayPal buy now and pay in 4 months is probably the best and genius way of helping consumers budget their purchases, an allowing us to pay over 4 months interest free, their interest rates are comparable and competitive. The app is easy to use and very secure, scheduled payments are easy to setup. Reviewed on: 26th April 2026

Great to use

The protection and resolution on offer is simple to use. The 0% offer is great. Reviewed on: 26th April 2026

Never had a negative experience.

Never had a negative experience. Always been 10/10 Reviewed on: 26th April 2026

Very good experience

Very good experience, able to save money while being rewarded Reviewed on: 26th April 2026

Great customer support when dealing with unauthorise...

Great customer support when dealing with unauthorised transactions and disputes. Reviewed on: 26th April 2026

Paypal is not only financially beneficial, but it al...

Paypal is not only financially beneficial, but it also significantly contributes to the building of your credit score Reviewed on: 26th April 2026

Excellent service.

Have been with PayPal for a number of years and have found the service to be great. Easy and safe way to pay for goods. Help with resolving issues and customer services have been brilliant. I would highly recommend. Reviewed on: 26th April 2026

Love it!

Love it! Great and convenient service Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101201 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub