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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,497 reviews, last reviewed 7th May 2026
2292500% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and sign posted well on stores tha... It is easy to use and sign posted well on stores that accept it. When signing in to your account you can easily see your outstanding balance and how m... Read more Reviewed on: 7th May 2026
Daniel S's avatar
Daniel S

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100497)

Pay in three and interest free option is affordable...

5
Pay in three and interest free option is affordable and flexible. Reviewed on: 17th May 2024
Basit R's avatar
Basit R

Like the 3 month interest free payments.

5
Like the 3 month interest free payments. Reviewed on: 17th May 2024
Kelvin S's avatar
Kelvin S

Straight forward and easy to use and peace of mind w...

5
Straight forward and easy to use and peace of mind with every payment Reviewed on: 17th May 2024
Nathan P's avatar
Nathan P

Excellent value for money, spread the payments with...

5
Excellent value for money, spread the payments with no interest charged over Reviewed on: 17th May 2024
Tracey S's avatar
Tracey S

Have used PayPal for various transactions and they'v...

5
Have used PayPal for various transactions and they've always gone well. It's user friendly Reviewed on: 17th May 2024
MEVanderV's avatar
MEVanderV

Good payment plan

5
Easy to use, great for collecting and making payments Reviewed on: 17th May 2024
PG's avatar
PG

They are very good at helping you

5
They are very good at helping you Reviewed on: 17th May 2024
James M's avatar
James M

As times are hard with many families, ours included,...

5
As times are hard with many families, ours included, still struggling in this hard financial times its such a relief to know that PayPal credit is there when needed. I make sure I make payments when I can. Reviewed on: 17th May 2024
Maria 's avatar
Maria

Good service to use, I like it.

5
Good service to use, I like it. I will recommend it to friends and family Reviewed on: 17th May 2024
Abosede T's avatar
Abosede T

The allocation of funds is confusing

3
The allocation of funds is confusing when you reduce your outstanding balance. Also the amount and date when interest is due is very confusing. The date interest is said to start is not clear at all. Reviewed on: 17th May 2024
Ali W's avatar
Ali W

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