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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,448 reviews, last reviewed 7th May 2026
2290250% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily able to setup and use the payment system keep... Easily able to setup and use the payment system keeps you abreast of what you have spent like when you can pay in 3. Reviewed on: 7th May 2026
Julianna's avatar
Julianna

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (100448)

Paypal for me,

5
Any problems I've had have been sorted out swiftly Reviewed on: 17th May 2024
Murray T's avatar
Murray T

Fast and reliable paying exper...

5
No issues whatsoever, fast and reliable paying experience. It beats all other credit lenders and credit cards. Reviewed on: 17th May 2024
Alexandru C's avatar
Alexandru C

Very quick and reliable and customer services very...

5
Very quick and reliable and customer services very efficient Reviewed on: 17th May 2024
Asim R's avatar
Asim R

Easy to use

5
Easy to use. No hassle with signing up and given a fair credit balance. Reviewed on: 17th May 2024
Amit's avatar
Amit

Great experience

5
Always had a positive experience with PayPal credit. Easy to use and give you plenty of time and options to pay. Reviewed on: 17th May 2024
Morgan R's avatar
Morgan R

No panic credit

5
I've bought a lot of items using pay pal. And paid in time without interest. 4 months good time to give yourself a no worry free interest.I feel good and comfortable using it especially when I don't have cash to pay for goods Reviewed on: 17th May 2024
Carol C's avatar
Carol C

It’s a good value for money with the 4month £0 inter...

5
It’s a good value for money with the 4month £0 interest initiative Reviewed on: 17th May 2024
Adedapo M's avatar
Adedapo M

Reduced credit limit without notice is not right

4
Reduced credit limit without notice is not right Reviewed on: 17th May 2024
Martin S's avatar
Martin S

Highly recommend

5
Very easy to use the app and it makes all of your payment options extremely clear and simple to understand, only thing I should suggest is a change to the way it displays your balance remaining on certain purchases, making it seem as though you haven't paid for it when you have Reviewed on: 17th May 2024
shootyMCshootjr's avatar
shootyMCshootjr

Had good experiences with Paypal, made it easy to ch...

5
Had good experiences with Paypal, made it easy to check out the goods I buy. Reviewed on: 17th May 2024
Bogsie's avatar
Bogsie

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