Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181027)

I use Paypal quite a lot.

5
I use Paypal quite a lot. I find it very useful for paying for items and the different options. I love the security that comes with it. Reviewed on: 26th April 2026

I had PayPal for years and I feel secure if my item...

5
I had PayPal for years and I feel secure if my item get lost or damaged I can get my money back from so called customer protection. Reviewed on: 26th April 2026

Excellent support at diificult times in my lif

5
Excellent support at diificult times in my lif Reviewed on: 26th April 2026

It is easy

5
Easy payment at checkout, easy monthly payments afterwards Reviewed on: 26th April 2026

Been using it for swveral years right now.

5
Been using it for swveral years right now. Very handy and easy to manage. Support quick and helpfull Reviewed on: 26th April 2026

Pretty good , you have to be careful with the spending.

3
Pretty good , you have to be careful with the spending. Reviewed on: 26th April 2026

Excellent services, I am very happy to the services...

5
Excellent services, I am very happy to the services and very safe in terms of payments. Reviewed on: 26th April 2026

If and whenever I’ve had an issue of any type then P...

5
If and whenever I’ve had an issue of any type then PayPal has always had my back. Reviewed on: 26th April 2026

Always on hand if I need to stretch my finances.

5
Always on hand if I need to stretch my finances. I use this to plan big purchases yo spread the coat. This allows me to budget and plan more effectively Reviewed on: 26th April 2026

App is easy to use, I am kept well informed via noti...

5
App is easy to use, I am kept well informed via notifications. I use Paypal for everything and never have any issues. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101200 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products