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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181026)

I just love PayPal I use it all the time as it very...

5
I just love PayPal I use it all the time as it very secure for paying my purchase and don’t have any problems at all. Reviewed on: 26th April 2026

Secure safe and easy to use.

5
Secure safe and easy to use. I never worry about security as I know PayPal is the best Reviewed on: 26th April 2026

Experience.

5
Clean, easy, and seamless. Never had any difficulty using this service. Reviewed on: 26th April 2026

Convenient and flexible

5
So easy to use, love the fact I can spread the payment interest free Reviewed on: 26th April 2026

Easy to use low repayment simple

5
Easy to use low repayment simple Reviewed on: 26th April 2026

Paypal has always been my go to they are very effici...

5
Paypal has always been my go to they are very efficient always deal with any queries I may have straight away Reviewed on: 26th April 2026

PayPal is a professional financial service which is...

5
PayPal is a professional financial service which is convenient when you can pay in 3. Reviewed on: 26th April 2026

Saves me from financial stress, it takes few minutes...

5
Saves me from financial stress, it takes few minutes to access. Reviewed on: 26th April 2026

Great experience.

5
Always have a great experience with PayPal, really convinent and safe way to pay. Recently gave me a refund from a company that wouldn't contact me, excellent customer service. Reviewed on: 26th April 2026

I use Paypal quite a lot.

5
I use Paypal quite a lot. I find it very useful for paying for items and the different options. I love the security that comes with it. Reviewed on: 26th April 2026

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