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PayPal: PayPal Credit reviews

4.90
Based on 100,406 reviews, last reviewed 7th May 2026
2288350% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and flexible I’ve been using PayPal Credit lately and it’s honestly a lifesaver. It’s so easy to use because it’s just an option in your digital wallet—no need for... Read more Reviewed on: 7th May 2026
Renz C's avatar
Renz C

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100406)

Very useful

5
Makes payments easy and quick, very handy when you share bills or send money to family or friends. Customer protection is big for secure online payments. The only drawback is that it's only cover you in 2 cases when item is not as described or hasn't been delivered Reviewed on: 16th May 2024

I found very good and helpful to manage

5
I found very good and helpful to manage Reviewed on: 16th May 2024

Excellent Always available to help if and when needed

5
Always available to help if and when needed Reviewed on: 16th May 2024

Love the pay in 3.

5
Love the pay in 3. App is user friendly Reviewed on: 16th May 2024

Easy enough

4
Easy to use, easy to see purchases and due payments Reviewed on: 16th May 2024

4 months interest free :) what is there possibly to...

5
4 months interest free Reviewed on: 16th May 2024

Excellent!

5
Great product, any issues sorted out very quickly Reviewed on: 16th May 2024

Good service and easy to use.

5
Good service and easy to use. App inituative and usage terms clear Reviewed on: 16th May 2024

Great customer service

5
Great customer service have helped every time I've had a problem, and makes online purchases more secure Reviewed on: 16th May 2024

Very user friendly and great customer service.

5
Very user friendly and great customer service. Reviewed on: 16th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review