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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181025 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181025)

Always been helpful when contacted and love the pay...

Always been helpful when contacted and love the pay in 3 option. Reviewed on: 26th April 2026

very good, no issues noted.

very good, no issues noted. Feel protected when making purchases Reviewed on: 26th April 2026

It’s supper amazing.

It’s supper amazing. It’s the best credit finance I’ve ever used. Reviewed on: 26th April 2026

0% is a great option managed to buy and spread the c...

0% is a great option managed to buy and spread the costs Reviewed on: 26th April 2026

Very easy and convenient to use, dangerously so

Very easy and convenient to use, almost too so as I forgot I'd used it and was accruing interest in the background Reviewed on: 26th April 2026

Been using PayPal credit for months now and just the...

Been using PayPal credit for months now and just the best . With prompt payment and report building up my credit score. Reviewed on: 26th April 2026

Good to buy big expensive purchase in installments n...

Good to buy big expensive purchase in installments n no interest n great offers Reviewed on: 26th April 2026

Always a seamless process whenever i use PayPal, ex...

Always a seamless process whenever i use PayPal, excellent service. Reviewed on: 26th April 2026

Paypal offers points based money back and in conjunc...

Paypal offers points based money back and in conjunction with other service providers easy to set up and spreading payments is a great way to save and breakdown large purchases with a number of options Reviewed on: 26th April 2026

I just love PayPal I use it all the time as it very...

I just love PayPal I use it all the time as it very secure for paying my purchase and don’t have any problems at all. Reviewed on: 26th April 2026

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