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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Paypal credit is great for peace of mind

Paypal credit is great for peace of mind Reviewed on: 26th April 2026

Always helpful.

Always helpful. Confident that it manages and ensures my money. Reviewed on: 26th April 2026

PayPal is the best way to pay for things.

PayPal is the best way to pay for things. Reviewed on: 26th April 2026

Very efficient, well supported and amazing service.

Very efficient, well supported and amazing service. I use it more than my conventional cards. WELL DONE PayPal!! Reviewed on: 26th April 2026

Quick and easy to use excellent service

Quick and easy to use excellent service Reviewed on: 26th April 2026

PayPal is an amazing service that really comes in handy

PayPal is an amazing service that really comes in handy Reviewed on: 26th April 2026

Smooth, transparent and good value

I’ve had a very positive experience using PayPal Credit. The service is straightforward and easy to use, which makes managing payments simple and stress-free. The application process was quick, and everything is clearly laid out in the app and online account. What stands out most is the flexibility it offers. Being able to spread the cost of purchases has been genuinely helpful, and the terms are fair. It feels like good value for money compared to other credit options I’ve used. Overall, PayPal Credit has been reliable, transparent, and convenient. I’d recommend it to anyone looking for a simple and flexible way to manage payments, as long as they stay mindful of the repayment terms. Reviewed on: 26th April 2026

Exceptional platform & easy to navigate.

Exceptional platform & easy to navigate. Reviewed on: 26th April 2026

I've had a great experience using PayPal fast, secur...

I've had a great experience using PayPal fast, secure and very convenient. The Pay in 3 option is especially helpful, making it easier to spread out payments without stress. Definitely recommend it. Reviewed on: 26th April 2026

Always been helpful when contacted and love the pay...

Always been helpful when contacted and love the pay in 3 option. Reviewed on: 26th April 2026

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