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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Using PayPal it’s amazing chance to get extra money.

Using PayPal it’s amazing chance to get extra money. Thanks for that! Reviewed on: 26th April 2026

Easy to use and helpfull, great top and communication

Easy to use and helpfull, great top and communication Reviewed on: 26th April 2026

Easy payment methods and interest free short term lo...

Easy payment methods and interest free short term loans..provides protection when buying more valuable items Reviewed on: 26th April 2026

Good service and easy to use app

Good service and easy to use app Reviewed on: 26th April 2026

meny years i use im very happy sametimes i use paypa...

meny years i use im very happy sametimes i use paypal credit this is very god optin Reviewed on: 26th April 2026

Easy, safe and flexible

Always easy to use with various payment options eg pay now, pay in 3, PayPal credit and I can quickly tailor payments depending on nature and a.ount of purchase and rest of my finances at point of purchase. Feel confident in using PayPal also in terms of extra layer of security from hackers. Reviewed on: 26th April 2026

Life-changing financial support

I have been using PayPal Credit for 15 years now, and I can’t explain enough how brilliant they have been. Over the last decade and a half, the service has helped me so much with managing my finances. The platform is incredibly easy to use, and thanks to the support it provides, I am now completely up to date with everything. It’s a fantastic tool to have in your corner, and I’m so glad I’ve stuck with them for all these years. If you need a reliable way to manage credit, PayPal is the way to go. Reviewed on: 26th April 2026

A very clear straightforward process as a customer o...

A very clear straightforward process as a customer of PayPal. Excellent communication and suppirt Reviewed on: 26th April 2026

I have used paypal credit to get myself out of situa...

I have used paypal credit to get myself out of situations I wouldn't have liked to have been left with... A great example when my cooker decided to no longer work I was left without & had no ready money to be able to get my family & myself a new one & paypal credit saved the day! Reviewed on: 26th April 2026

PayPal good options to apply with lots of benefits

Ease of application and details . A variety of options and offers Reviewed on: 26th April 2026

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