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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Nothing to add, great service.

Nothing to add, great service. Really easy to use. Reviewed on: 26th April 2026

Just really easy to use.

Just really easy to use. Great when wanting to spread payments Reviewed on: 26th April 2026

The best

I’ve mainly used PayPal for personal online purchases rather than sending or receiving money. I use it as a secure way to pay for things online without having to share my card details directly with different websites. I’m familiar with features like buyer protection and the refund process if there’s an issue with an order. Overall, I find it easy to use and reliable for online shopping, though I’m aware there can sometimes be delays with refunds or transaction processing. Reviewed on: 26th April 2026

It’s allowed me to pay with no stress and still get...

It’s allowed me to pay with no stress and still get all the things I want . Reviewed on: 26th April 2026

Safe and effective way to use money.

Safe and effective way to use money. Have never had any issues with making payment or getting a refund. Always guaranteed Reviewed on: 26th April 2026

Always great customer service when you cdll up

Always great customer service when you cdll up Reviewed on: 26th April 2026

I have always had good experiences, customer service...

I have always had good experiences, customer service is excellent, I’m very happy. Reviewed on: 26th April 2026

Never had any issues but I find the app very secure...

Never had any issues but I find the app very secure and easy to use. Reviewed on: 26th April 2026

Excellent service

Great and very quick-reliable Service Reviewed on: 26th April 2026

Using PayPal it’s amazing chance to get extra money.

Using PayPal it’s amazing chance to get extra money. Thanks for that! Reviewed on: 26th April 2026

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