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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Clunky IOS App, effortless services.

Although I sometimes find the IOS APP clunky, the experience and simplicity of using PayPal and PayPal credit is effortless. Reviewed on: 26th April 2026

Feel secure using PayPal & safe from scammers

Feel secure using PayPal & safe from scammers Reviewed on: 26th April 2026

Always professional, very reliable and secure.

Always professional, very reliable and secure. Love using paypal Reviewed on: 26th April 2026

Helped me alot ...

Helped me alot when I didn't have the upfront payment Reviewed on: 26th April 2026

Easy, Flexible, and Convenient

I’ve had a really positive experience with PayPal Credit. It makes buying things so much easier, especially for bigger purchases since you can spread the cost without feeling the hit all at once. It’s quick to use at checkout and works with loads of sites, which is a big plus. The promotional offers are a nice bonus too if you stay on top of payments. Overall, it’s a really handy tool that adds flexibility and makes managing spending a lot smoother. Reviewed on: 26th April 2026

Easy to use process and great service

Easy to use process and great service Reviewed on: 26th April 2026

Brilliant no problems highly recommended

Brilliant no problems highly recommended Reviewed on: 26th April 2026

Easy and straightforward, the availability for month...

Easy and straightforward, the availability for monthly payments makes it easy to manage finances Reviewed on: 26th April 2026

Love my pay pal account so easy to use and flexible...

Love my pay pal account so easy to use and flexible also feel safe when make payments to things and people when using PayPal Reviewed on: 26th April 2026

Any problems I've had have been sorted quickly and e...

Any problems I've had have been sorted quickly and efficiently Reviewed on: 26th April 2026

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