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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

That is so excellent and valuable to purchase and am...

That is so excellent and valuable to purchase and amazing customer service Reviewed on: 26th April 2026

2026 Review

Always reliable and customer service is perfect Reviewed on: 26th April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. If an item I paid for doesn’t turn up they immediately send a refund Reviewed on: 26th April 2026

found when I had a query, this was explained with pr...

found when I had a query, this was explained with precise knowledge very happy with the result Reviewed on: 26th April 2026

I have never had any issues with PayPal.

I have never had any issues with PayPal. When I am in need of buying something important and need to spread the cost , I can rely on PayPal. Also when I pay the full amount I can rest assure that my money is safe. Reviewed on: 26th April 2026

I’ve used PayPal for many years and never had a bad...

I’ve used PayPal for many years and never had a bad experience Reviewed on: 26th April 2026

Been with paypal 19 years.

Been with paypal 19 years. I use almost there services which has help me in many many ways. Thanks paypal deeply appreciated Reviewed on: 26th April 2026

Quick and easy to use.

Quick and easy to use. Transfer money in seconds with most places accepting it. Shame there is no one to talk to with issues. Reviewed on: 26th April 2026

Paypal is so easy to use.

Paypal is so easy to use. The different options to pay is super easy. The customer service is second to non. Reviewed on: 26th April 2026

Clunky IOS App, effortless services.

Although I sometimes find the IOS APP clunky, the experience and simplicity of using PayPal and PayPal credit is effortless. Reviewed on: 26th April 2026

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