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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Easy to arrange, clear info and ongoing communication

Easy to set up and clear comms on relevant info in timely manner Reviewed on: 26th April 2026

Safe and secure

I use PayPal for all my transactions also debit card with money back.I feel very safe and secure for all transactions. Reviewed on: 26th April 2026

My personal experience

I always trust PayPal payments then any other payment available fast and reliable Reviewed on: 26th April 2026

PayPal for a number of years good service ...

I’ve used PayPal for a number of years and it’s become my go-to payment method for both everyday shopping and larger purchases. It’s straightforward to use and makes checkout quick, especially when shopping online with different retailers. I also like the flexibility it gives with spreading payments on bigger items, which has helped me manage my budget more comfortably without having to delay purchases. Overall, it’s reliable, widely accepted, and I’ve always felt secure using it. It just works consistently, which is what I want from a payment service. Reviewed on: 26th April 2026

Good services

Good experience .I use it for all sorts of transactions and I'm happy with the services I got so far! Reviewed on: 26th April 2026

Easy to set up however a better itemised rundown wou...

Easy to set up however a better itemised rundown would be preferred but other than that a great service Reviewed on: 26th April 2026

Never had any problems ,quick to verify purchases.

Never had any problems ,quick to verify purchases. Quick and easy to use Reviewed on: 26th April 2026

Safe Payment Method

I like using PayPal, it gives me extra layer of guarantee & peace of mind. Reviewed on: 26th April 2026

Easy to set up & use.

Easy to set up & use.Good loyalty scheme. Reviewed on: 26th April 2026

Excellent service, and very east to use

Excellent service, and very east to use Reviewed on: 26th April 2026

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