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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181033 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181033)

Very easy to operate, considerable helpful when you...

Very easy to operate, considerable helpful when you have problems. Credit app is very good Reviewed on: 26th April 2026

I’ve never had any issues with PayPal and I find the...

I’ve never had any issues with PayPal and I find them really helpful. Reviewed on: 26th April 2026

Ease of shopping with PayPal credit

Ease of shopping with PayPal credit Reviewed on: 26th April 2026

Always on hand, great experience

Always on hand, great experience Reviewed on: 26th April 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s super convenient at checkout and makes it easy to spread the cost of purchases when needed. I especially like how straightforward it is to manage payments through the app, and the interest-free period is really helpful for budgeting. Overall, it’s a reliable and user-friendly service that I’d happily recommend. Reviewed on: 26th April 2026

Game winner: 4 month interest free

Paypal credit and the physical credit card are great alternatives to finance. 4 months to cancel your credit with no fees or interest! Reviewed on: 26th April 2026

It’s so easy and convenient to use.

It’s so easy and convenient to use. Love to know there’s money there whenever you need it for special treats or emergencies. never had any cause to use customer service yet Reviewed on: 26th April 2026

Fair and safe way to make online purchases- takes th...

Fair and safe way to make online purchases- takes the worry away Reviewed on: 26th April 2026

Convenient and easy

I’ve been using PayPal for years and find their credit option not only very accessible, but easy to use, and incredibly convenient, as you can see everything from the app, and pay in app too! Reviewed on: 26th April 2026

Lots off flexible payment options and widely availab...

Lots off flexible payment options and widely available to use- super easy and convenient. Reviewed on: 26th April 2026

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