Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,234 reviews, last reviewed 7th May 2026
2326350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very supportive Every time I have contacted customer service they have always provided me with helpful information and gave me reassurance that I wouldn’t have to pay... Read more Reviewed on: 7th May 2026
Siama h's avatar
Siama h

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101234)

WHENYOU BUY WITH THE SAFTY OF PAYPAL YOUVE GOT A GU...

5
WHEN YOU BUY WITH THE SAFTY OF PAYPAL YOUVE GOT A GURENTEE AGAINST SCAMS Reviewed on: 17th May 2024

Whatever I buy online it is with PayPal.

5
Whatever I buy online it is with PayPal. If the vendor does not accept PayPal I get the item elsewhere. I love to use the 3 payment option & also 4 payments which I have used quite often. I feel confident when paying with this method Reviewed on: 17th May 2024

Love PayPal credit

5
Love PayPal credit, i know i am fully protected if there are any issues and it is so easy to checkout online you don't have to get your wallet and type your standard credit card details. Reviewed on: 17th May 2024

Good but could be better.

4
Only gripe is I don't like the delay in a payment showing up as deducted from my account. Reviewed on: 17th May 2024

First choice,best choice

5
Available on most websites, payment plans available too,great and easy to use Reviewed on: 17th May 2024

Help at hand when making a purchase

5
I prefer to use PayPal because of support with any purchase Reviewed on: 17th May 2024

Never problem with paypal .

5
Never problem with paypal .always good service Reviewed on: 17th May 2024

Paying in 4 is great, especially in the middle of th...

5
Paying in 4 is great, especially in the middle of the month when the bank balance is getting depleted Reviewed on: 17th May 2024

Reliable and Convenient Payment Solution.

5
I've been using PayPal for several years now, and it has consistently proven to be a reliable and convenient payment solution for both personal and business transactions. Here are some key aspects that stand out to me: 1. Ease of Use: The PayPal interface is user-friendly and intuitive. Setting up an account is straightforward, and linking bank accounts and credit cards is seamless. The mobile app is equally efficient, allowing me to manage transactions on the go. 2. Security: PayPal prioritizes security, providing robust protection for both buyers and sellers. I appreciate the two-factor authentication and the ability to monitor transactions in real-time. Knowing my financial information is secure gives me peace of mind. 3. Versatility: PayPal supports a wide range of transactions, from online shopping to sending money to friends and family. The integration with various e-commerce platforms makes it easy to use PayPal as a payment method when shopping online. 4. International Transactions: Sending money internationally with PayPal is convenient and relatively fast. The currency conversion is handled automatically, and the fees are transparent and reasonable compared to other services. 5. Customer Support: On the few occasions I've needed assistance, PayPal's customer service has been responsive and helpful. Their support team is accessible via phone, email, and chat, ensuring that any issues are resolved promptly. 6. Business Tools: For business owners, PayPal offers a suite of tools that simplify invoicing, payment processing, and financial management. The detailed transaction history and reports are invaluable for keeping track of finances. Overall, PayPal has consistently delivered a high level of service, making it my go-to payment solution. Whether for personal use or business purposes, it’s a platform I trust and highly recommended! Reviewed on: 17th May 2024

Extremely best

5
Amazing help me in many ways for shopping Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review