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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181034 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181034)

Excellent experience with PayPal Credit!

Excellent experience with PayPal Credit! It’s incredibly easy to use, flexible, and makes managing payments stress-free. I’d highly recommend it to anyone looking for a simple credit option. Reviewed on: 26th April 2026

Very good

Very good service good communication Reviewed on: 26th April 2026

very good

whole experience are good easy to use it Reviewed on: 26th April 2026

PayPal, always excellent service

Always helpful and deal with issues well. Reviewed on: 26th April 2026

The diversity of product specialy the 4 months 0% apr

The diversity of product specialy the 4 months 0% apr Reviewed on: 26th April 2026

Good deal

Good deal, great rates, very helpful Reviewed on: 26th April 2026

I’ve had a good experience with PayPal Credit.

I’ve had a good experience with PayPal Credit. it’s quick and easy to use at checkout. Reviewed on: 26th April 2026

Great experience

Great experience Easy to use Great Great Great Reviewed on: 26th April 2026

PayPal are just fantastic, excellent service all rou...

PayPal are just fantastic, excellent service all round, speedy payments. Reviewed on: 26th April 2026

Simple to use

As a student sometimes I need to be able to transfer money to friends for Ubers, or receive from friends as short notice. With PayPal I’m able to make these quick transactions in a safe and secure way. Reviewed on: 26th April 2026

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