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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181035 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181035)

Simple to use

As a student sometimes I need to be able to transfer money to friends for Ubers, or receive from friends as short notice. With PayPal I’m able to make these quick transactions in a safe and secure way. Reviewed on: 26th April 2026

Love PayPal it is easy to use, secure and trustworthy.

Love PayPal it is easy to use, secure and trustworthy. Reviewed on: 26th April 2026

Problems with PayPal Credit card.

Problems with PayPal Credit card. Had to cancel 2 as the website stated PayPal would send an email when the card was issued even though I had received the cards. I was advised to cancel the cards and request another- same problem! Reviewed on: 26th April 2026

It’s very smooth and easy

It’s very smooth and easy to use Reviewed on: 26th April 2026

No problems!!

Had for a couple years and never had any problems whatsoever so ever with the service Reviewed on: 26th April 2026

Paypal credit offers a better experience than credit...

Paypal credit offers a better experience than credit cards because of the variety of offers instantly available. I can choose to pay in 3, pay interest free over 4 months over £99, allowing me to select the most appropriate instalment option for the purchase and my circumstances. Reviewed on: 26th April 2026

PayPal the Best

PayPal will assure your finances are OK and willing to offer help if necessary Reviewed on: 26th April 2026

Always a great service and very helpful when needed

Always a great service and very helpful when needed Reviewed on: 26th April 2026

Simple, no hassle, paperless and security.

Simple, no hassle, paperless and security. What is not to like. Reviewed on: 26th April 2026

A classic

Quick and a simple platform to use. Good products & offers. Happy with credit card terms.Clear communication. Reviewed on: 26th April 2026

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