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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181035 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181035)

Recommend!

Always available on many different platforms. Offers credit that can be paid back as needed. Would definitely recommend PayPal to any that don’t use it. The new PayPal card is also very good and offers rewards which I’m thankful for. Reviewed on: 26th April 2026

Any purchase feels safer when I paybwith PayPal.

Any purchase feels safer when I paybwith PayPal. Reviewed on: 26th April 2026

Too much money taken from credit card

Too much money taken from credit card Reviewed on: 26th April 2026

Good service quick and easy to navigate

Good service quick and easy to navigate Reviewed on: 26th April 2026

The flexibility of payments is great due to the vari...

The flexibility of payments is great due to the various options when using PayPal, I’ve not needed to contact customer services so over the years so can’t comment on that. Everything is transparent whenever you use PayPal to make a purchase with the options available to you. if you manage your account and make the payments always on time you will be offered a higher credit limit if you want it. In the past that’s helped me out. Reviewed on: 26th April 2026

Easy transaction, and site navigation

Easy transaction to set up on 36 month interest free. Easy to use site. Reviewed on: 26th April 2026

Simple to use and I really like that I earn points.

Simple to use and I really like that I earn points. Reviewed on: 26th April 2026

Great all round app

Great all round app.So easy to use. Transfers in seconds Reviewed on: 26th April 2026

Have not had any bad experiences

Have not had any bad experiences Reviewed on: 26th April 2026

PayPal Credit

PayPal Credit has come in handy a lot of times. I find it really helpful given that I use PayPal for most of my payments. Reviewed on: 26th April 2026

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