Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181036)

PayPal Credit

PayPal Credit has come in handy a lot of times. I find it really helpful given that I use PayPal for most of my payments. Reviewed on: 26th April 2026

I Always use PayPal, since they started with eBay an...

I Always use PayPal, since they started with eBay and never let me down, had problems with buyers but PayPal always helped me with problem’s and since then I know my money are safe while using PayPal Reviewed on: 26th April 2026

I have been using PayPal for past 8 years and I have...

I have been using PayPal for past 8 years and I have the flexibility to pay for my purchase over 4 months 0 % APR Reviewed on: 26th April 2026

Easy to set up and manage.

Easy to set up and manage. You can set everything up to copy your own preferences Reviewed on: 26th April 2026

Cost spreading

Good to use, with the ability to do pay 3 as well as spread the cost Reviewed on: 26th April 2026

Security payment system

I have been using PayPal for years, security, good support when you need. Reviewed on: 26th April 2026

The most efficient, safe and secure me...

PayPal is an extremely efficient, safe and secure method of payment with an excellent team on hand to support you with any queries or issues. I would not use any other payment method and with offering various options to pay, their service is second to none. Reviewed on: 26th April 2026

Does what it says on the tin

Works for me, interest free, paid off with direct debit, never had an issue, if online or off line retailers don't use PayPal, I use PayPal credit card to get interest free deal. Any problem with the retailer and you have PayPal support to help. Reviewed on: 26th April 2026

So far so good.

So far so good. Easy and safe and always have that peace of mind. Reviewed on: 26th April 2026

Split payments

I like it because it gives me the option of splitting payments for longer Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101209 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub