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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181036)

Never had issues with PayPal

Never had issues with PayPal it’s always been my support for shopping with pay later options Reviewed on: 26th April 2026

Very good.

Very good. I enjoyed dealing with them Reviewed on: 26th April 2026

Excellent service

I have used Paypal for a number of years now and have had excellent service with payment and refunds. I actually received a refund before i would have complained Reviewed on: 26th April 2026

easy to use

easy to use, makes big purchases easy to manage Reviewed on: 26th April 2026

Great customer service

Great customer service always responded quickly Reviewed on: 26th April 2026

I have used PayPal for over 10 years and when I’ve h...

I have used PayPal for over 10 years and when I’ve had a problem it’s always been sorted in the end . I have had to call a few times Reviewed on: 26th April 2026

I have been with PayPal credit for over 10 years, th...

I have been with PayPal credit for over 10 years, they have been amazing towards me and my financial difficulties especially when I want to buy something and don’t have the money, PayPal is my go to. They also increased my credit amount and with that amount I can be able to spend it at anytime and pay back with no pressure from them as long as I can pay my minimum every month even interest rate is not so high. I love having PayPal. Reviewed on: 26th April 2026

Reliable and Convenient Online Payments

PayPal is a reliable and easy-to-use platform for sending and receiving money online. Transactions are quick, and it’s widely accepted across many websites. The interface is simple, and security features give peace of mind. However, fees can be a bit high, especially for international payments, and customer support can sometimes be slow. Overall, it’s a convenient option for everyday online payments. Reviewed on: 26th April 2026

A great way to manage those extraordinary purchases

I frequently use the credit or pay in 3 facilities for those extra purchases. PayPal allows me to treat myself & manage my finances within my budget. Reviewed on: 26th April 2026

Great experience

I was able to buy a large appliance that I needed but wouldn’t have been able to afford without spreading the cost. This is the first time I have done something like this but the process has been really simple. I would do it again. Reviewed on: 26th April 2026

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