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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181039 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181039)

Reliable and Convenient Online Payments

PayPal is a reliable and easy-to-use platform for sending and receiving money online. Transactions are quick, and it’s widely accepted across many websites. The interface is simple, and security features give peace of mind. However, fees can be a bit high, especially for international payments, and customer support can sometimes be slow. Overall, it’s a convenient option for everyday online payments. Reviewed on: 26th April 2026

A great way to manage those extraordinary purchases

I frequently use the credit or pay in 3 facilities for those extra purchases. PayPal allows me to treat myself & manage my finances within my budget. Reviewed on: 26th April 2026

Great experience

I was able to buy a large appliance that I needed but wouldn’t have been able to afford without spreading the cost. This is the first time I have done something like this but the process has been really simple. I would do it again. Reviewed on: 26th April 2026

Always had great customer service

Always had great customer service Reviewed on: 26th April 2026

Would like PayPal on more business sometimes I look...

Would like PayPal on more business sometimes I look for PayPal and businesses do have PayPal payments option. Reviewed on: 26th April 2026

So easy to use.

So easy to use. Has everything all in one place! Reviewed on: 26th April 2026

Confidence & convenience

Using PayPal, especially for online orders, gives a sense of security as well as having great pay back options Reviewed on: 26th April 2026

Good to have it as an option and no interest after a...

Good to have it as an option and no interest after a long time Reviewed on: 26th April 2026

Always there to help - easy to use app and I use Pay...

Always there to help - easy to use app and I use PayPal for all my purchases excellent service all round Reviewed on: 26th April 2026

PayPal Credit makes it easy to purchase online

PayPal Credit makes it easy to purchase online Reviewed on: 26th April 2026

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