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PayPal: PayPal Credit reviews

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4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101388)

Easy & transparent payment system

5
I’ve been using PayPal Credit from a year now and find it very easy to use and monitor my payments’ due dates. PayPal Credit has also made me very disciplined in terms of paying my debts back regularly and within the initial 4 months without paying any extra interest incurred. I can fully recommend it. Reviewed on: 17th May 2024
Monika Szwed's avatar
Monika Szwed

Very happy and thankful for paypal.

5
Very happy and pleased with paypal credit system. I’ve purchased a computer and a phone with the help of repayments with small or non existent interest. Reviewed on: 17th May 2024
Luka P's avatar
Luka P

Great online payment

5
Used PayPal for most of my online transaction. Peace of mind. Reviewed on: 17th May 2024
Fabio's avatar
Fabio

I've used PayPal credit and had no issues with it.

5
I've used PayPal credit and had no issues with it. PayPal doesn't have or sell the items directly zo can't really comment on value. It is a very easy tool to use, I do wish the account was monitored more so to see when amounts can increase Reviewed on: 17th May 2024
hannah bessant's avatar
hannah bessant

Probably the best in the world

5
Very friendly and never had a issue Reviewed on: 17th May 2024
Daniel S's avatar
Daniel S

Easy to use great service widely available

5
Easy to use great service widely available Reviewed on: 17th May 2024
Kewi's avatar
Kewi

Great service

5
Pay pal is excellent , the pay in 3 is a great way of buying gifts and things you may need Reviewed on: 17th May 2024
Mark 's avatar
Mark

Flexible finance for all your needs

5
PayPal credit gives you the option to pay for your items over a set period of time spreading the cost. The app males it easy to track how much you are due and what payments are needed. Reviewed on: 17th May 2024
Siobhan 's avatar
Siobhan

PayPal has never failed me.

5
PayPal has never failed me. It is reliable and stable Reviewed on: 17th May 2024
Peter H's avatar
Peter H

You can trust in their proccess

5
It is quick, communication is great, the information about the loan is very accurate and you don’t need to worry about anything. Reviewed on: 17th May 2024
Luciana R's avatar
Luciana R

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