Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181040)

PayPal Credit makes it easy to purchase online

PayPal Credit makes it easy to purchase online Reviewed on: 26th April 2026

Never had any problems with PayPal absolutely excell...

Never had any problems with PayPal absolutely excellent service Reviewed on: 26th April 2026

PayPal is genius!

I will always choose PayPal for most of my purchases as I feel my money is protected and the app is easy to follow keeping me updated on what I have spent and owe. The points are a little extra bonus too!! Reviewed on: 26th April 2026

Paypal Credit for all

I have had great experence with Paypal Credit and had it for a while now. It is super convenient when I want to spread out payments, get more time to pay and everything is clearly laid out so I always know what I owe. It has become one of my favourite way to manage phrchases. Reviewed on: 26th April 2026

Happy Chappy

I have always been happy with the service I get from Pay Pal Reviewed on: 26th April 2026

Great value for money.

Great value for money. I highly recommend their service. Reviewed on: 26th April 2026

Always been good.

Always been good. Any issues and the team are very helpful Reviewed on: 26th April 2026

No complaints at all

No complaints at all very handy when wanting to spread payments Reviewed on: 26th April 2026

Buying with confidence is essential.

Buying with confidence is essential. Sometimes a purchase is below standard but with PayPal, any refunds or complaints are dealt with quickly. Reviewed on: 26th April 2026

Good way to link and help.

Good way to link and help.i feel hapy with paypal Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub