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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Strongly recommend!!

I’ve had a great experience using PayPal. The platform is easy to navigate, transactions are quick, and I feel confident knowing my payments are secure. It’s especially convenient for sending and receiving money internationally, and customer support has been helpful whenever I’ve needed assistance. Overall, a reliable and user-friendly service. Reviewed on: 26th April 2026

Excellent Service

Paypal is extremely easy to use, safe and secure. I have been using it since 2008. If i ever need to speak to customer service I find the staff courteous, pleasant and helpful. Reviewed on: 26th April 2026

Good essy to use and loads of options, i like the di...

Good essy to use and loads of options, i like the digital card as well as the physical ond, you can manage everything through the app Reviewed on: 26th April 2026

Convenient Purchase

I find PayPal Credit so convenient when you need to purchase a big item and can spread out the cost with no interest. Reviewed on: 26th April 2026

I don’t think I have any negative thing to say.

I don’t think I have any negative thing to say. If I’ve ever had a problem, I contacted customer wand it was sorted straight away. Reviewed on: 26th April 2026

Very essay to understand and pay for travel etc...

Very essay to understand and pay for travel etc Reviewed on: 26th April 2026

It’s so easy to use and so reliable

It’s so easy to use and so reliable Reviewed on: 26th April 2026

Convenient and flexible option for online purchases

The application process was straightforward, and it is easy and simple to use the credit for purchases. I like the flexibility of managing and spreading payments over time and being able to manage everything in one place through PayPal. It’s been the most convenient option for online shopping and managing short-term expenses. I know know you can get a virtual card for shops that don't accept PayPal, but I'm still to use this. Reviewed on: 26th April 2026

Always had such a good experience, customer service...

Always had such a good experience, customer service team very helpful Reviewed on: 26th April 2026

Really great and very handy to have really apprecia...

Really great and very handy to have really appreciate it Reviewed on: 26th April 2026

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