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PayPal: PayPal Credit reviews

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4.90
Based on 101,438 reviews, last reviewed 8th May 2026
2335700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about PayPal!! I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently settin... Read more Reviewed on: 8th May 2026
Sarah W's avatar
Sarah W

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101438)

Best app for helping with purchases with helpful spl...

5
Best app for helping with purchases with helpful split into 4 interest free payments Reviewed on: 17th May 2024
Nicola r's avatar
Nicola r

PayPal always make it easy for me to shop online.

5
PayPal has made my life easier I don't worry if am buying something online.I know if something goes wrong PayPal will deal with it for me,I am confident when ever am using PayPal. Reviewed on: 17th May 2024
Shirlaine O's avatar
Shirlaine O

It's not always easy to get through to customer serv...

5
It's not always easy to get through to customer service and there's no clear number to ring them Reviewed on: 17th May 2024
Susan J's avatar
Susan J

Easy to use, quick, efficient everything you would h...

5
Easy to use, quick, efficient everything you would hope for.. Reviewed on: 17th May 2024
Phil's avatar
Phil

Never had any issues with PayPal credit so far.

4
Never had any issues with PayPal credit so far. Reviewed on: 17th May 2024
Andrew J's avatar
Andrew J

Paypal credit really organisedand good value

5
Paypal credit really organisedand good value Reviewed on: 17th May 2024
phillip c's avatar
phillip c

Quick and easy

5
Practical, very easy and straightforward to sign up and use for everyday spending and larger purchases Reviewed on: 17th May 2024
Christian w's avatar
Christian w

Great! Always a good experience using paypal

5
Always a good experience using paypal Reviewed on: 17th May 2024
Jan's avatar
Jan

Easy payment plans spread over 3 months via direct d...

5
Easy payment plans spread over 3 months via direct debit. Excellent Reviewed on: 17th May 2024
Gerard M's avatar
Gerard M

You can only pay off by bank account, not credit card

4
4 months free credit is good, but you have to settle the bill by bank account and cannot pay by credit card so I can get credit card bonuses. I would of continued to use if I could of paid the bill by credit card. Reviewed on: 17th May 2024
Clovis's avatar
Clovis

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