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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Pay pal debit card makes you cash back in no time

Gets points and get money back on purchases and very convenient way to pay cash back whilst simply applied to your everyday purchases Reviewed on: 26th April 2026

Been using pay pal for over 2 years and I enjoy my e...

Been using pay pal for over 2 years and I enjoy my experience. They are very fast and reliable, and a trustworthy source of payment.. I would recommend them always. Reviewed on: 26th April 2026

Great credit system, offers flexible payments and ze...

Great credit system, offers flexible payments and zero interest plans. Reviewed on: 26th April 2026

Would be good if i would be able to contribute not j...

Would be good if i would be able to contribute not just to balance but exact purchase i made Reviewed on: 26th April 2026

Happy using PayPal

I’m very happy using PayPal, it’s very easy to pay you don’t need to have card Reviewed on: 26th April 2026

Always very reliable!

Always very reliable! Highly recommend to everyone Reviewed on: 26th April 2026

Convenient and safe

Always found it the most convenient and easy way to pay online. I feel very secure using it. Saves filling in payment details and addresses every time I shop. Reviewed on: 26th April 2026

Paypal customer service are great.

Paypal customer service are great and can be reached by phone. Actual real people that you can talk to at the end of the phone, which makes it a lot more easier and an efficient way to deal with queries. Reviewed on: 26th April 2026

My link to business around the world in one click.

My link to business around the world in one click. Reviewed on: 26th April 2026

Small Changes, Real Financial Progress

I’ve been actively trying to get on top of my finances this year by paying off debt, budgeting properly and pushing for a higher-paying role. What stood out to me was how PayPal broke things down into simple, actionable steps instead of making everything feel overwhelming. Since applying that mindset, I’ve already paid off a portion of my PayPal credit and I’m on track to clear it completely next month, while staying consistent with my spending. It’s given me structure, not just motivation. I’d recommend this to anyone who wants to take control of their money but doesn’t know where to start, especially if you’re juggling multiple financial goals at once. Reviewed on: 26th April 2026

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