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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101511 reviews)

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4.90

Based on 101,511 reviews, last reviewed 8th May 2026

2338900% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101511)

I've been using PayPal for several years now, and I...

I've been using PayPal for several years now, and I am extremely happy with their service. The platform is incredibly user-friendly, making it easy to send and receive money both domestically and internationally. The security measures are top-notch, which gives me peace of mind knowing my financial information is well-protected. One of the standout features for me is the Buyer Protection program, which has come in handy a couple of times when purchases didn't go as planned. Their customer service has always been responsive and helpful whenever I've had a question or an issue. Additionally, the integration with various online retailers and service providers makes PayPal a convenient payment option for everyday transactions. The mobile app is also very well-designed, allowing me to manage my finances on the go seamlessly. Overall, PayPal has consistently provided reliable and secure financial services, and I would highly recommend it to anyone looking for a versatile and trustworthy payment platform. Reviewed on: 17th May 2024

I enjoy using PayPal credit and it one of the best c...

I enjoy using PayPal credit and it one of the best credit option in the market Reviewed on: 17th May 2024

PayPal are great to deal with I have done a few paym...

PayPal are great to deal with I have done a few payments through them and never any problems Reviewed on: 17th May 2024

Excellent

We used PayPal credit a lot when we moved into our new house. Thanks to Paypal we were able to furnish our home without putting ourselves through a financial struggle. Reviewed on: 17th May 2024

Easy with no faff.

Great, it was easy to process from beginning to end and with good promotion. Reviewed on: 17th May 2024

A simple and flexible way to spread the cost of purc...

A simple and flexible way to spread the cost of purchases, whether with Paypal credit to repay over 4 months or the pay in 3 makes things more affordable or accessible. Reviewed on: 17th May 2024

Enabled me to budget for larger items and obtain goo...

Enabled me to budget for larger items and obtain goods at bargain prices . Bought a Dyson air wrap at a brilliant price and saved £200 because I could use PayPal credit. Spreading the cost made finances so much easier Reviewed on: 17th May 2024

I had to call Customer Service team and they were ex...

I had to call Customer Service team and they were excellent Reviewed on: 17th May 2024

Very easy to use and able to spread paying large spe...

Very easy to use and able to spread paying large spends over several months Reviewed on: 17th May 2024

used this service for years, it has not let me down yet

I have used this service for years, it has not let me down yet. I use it to make purchases online and to send and receive money to and from friends and family. PayPal makes it nice and convenient to keep track of my online purchases Reviewed on: 17th May 2024

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