Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Friendly customer service.

5
Friendly customer service. Always there to help & very polite and understanding Reviewed on: 26th April 2026

Ideal when bargains pop up

5
Although interest rate is high I always pay it off in full…nice to have it on hand when a bargain comes up and there is always pay over 4 instalments with no interest Reviewed on: 26th April 2026

Easy and quick all on the app no matter what you wan...

5
Easy and quick all on the app no matter what you want it’s easy thanks guys Reviewed on: 26th April 2026

Very handle to use and easy to pay.

5
Very handle to use and easy to pay. Reviewed on: 26th April 2026

Straight forward and consistent service

5
Been a customer for many years. I have always been satisfied and confident with PayPal everything is easy to set up and clear to understand. Reviewed on: 26th April 2026

Easypayment process

5
Wide range of retailers and acceptance of Paypal payments Reviewed on: 26th April 2026

Paypal is a service anyone can trust.

5
Paypal has always been a reliable and efficient service. The fact that you are provided with a number of ways to pay, makes it a flexible and affordable service. It has helped make purchasing itens or services so much easier. A great service. Reviewed on: 26th April 2026

Great experience

5
Great easy to use and good customer service Reviewed on: 26th April 2026

Makes finances easy

5
Always prompt in solving queries, if there was an issue it was dealt with quickly and courteously. It makes sorting out different strands of purchases much easier. Reviewed on: 26th April 2026

Easy to use, not complicated.

5
Easy to use, not complicated. With more offers to eat and new services Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101211 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products