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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

Super smooth process each and every time.

Super smooth process each and every time. No faffing about looking for 3 digit security number. A couple of clicks and the order is confirmed, super smooth & simples Reviewed on: 17th May 2024

Lacking in ways to increase offer to increase paypal...

Lacking in ways to increase offer to increase paypal credit been doing well on my paypal credit for last few years and got good credit score so why? Reviewed on: 17th May 2024

It’s a flexible and reasonable way to borrow money.

It’s a flexible and reasonable way to borrow money. Reviewed on: 17th May 2024

I've had a generally positive experience with PayPal...

I've had a generally positive experience with PayPal over the years. The platform's ease of use is one of its most significant advantages. Signing up was straightforward, and linking my bank account and credit cards was quick and hassle-free. PayPal's user interface is intuitive, making it simple to navigate through transactions, send money, or request payments.One of the highlights of using PayPal is its widespread acceptance. I've used it for online shopping on various e-commerce sites, paying for services, and even transferring money to friends and family both domestically and internationally. The transaction process is typically smooth, and I appreciate the security measures in place, such as email confirmations and two-factor authentication, which provide an added layer of protection against fraud.Another positive aspect is the buyer protection policy. On a few occasions, I encountered issues with purchases, and PayPal's dispute resolution process was efficient and user-friendly. I was able to get refunds without much hassle, which bolstered my confidence in using the platform for online transactions.Customer support, while sometimes slow, has generally been helpful when I've had questions or issues. Overall, PayPal has been a reliable and convenient tool for managing both personal and business finances online, making digital transactions simpler and more secure. Reviewed on: 17th May 2024

Very easy and simply to use and deal with any proble...

Very easy and simply to use and deal with any problems I very highly recommend service Reviewed on: 17th May 2024

Good .it's nice

Good .it's niceYou can do many things and save some money Reviewed on: 17th May 2024

Pay later

Paypal credit is the best way for shopping and pay later. Reviewed on: 17th May 2024

safe and secure.

Always use it and feels safe and secure. Its simple to use. I like the option to pay in 3 instalments, or paypal credit . Reviewed on: 17th May 2024

Having paypal and paypal credit has not only allowed...

Having paypal and paypal credit has not only allowed me to purchase things that would take me months to pay for but also have the confidence and security of online buying Reviewed on: 17th May 2024

Great offers and options!

Great offers and options! PayPal credit can be used in so many online retailers and also gives one so many options e.g. pay in 3, 0% interest for 4 months, sometimes also 0% for 12 months. It’s awesome and I appreciate it. Reviewed on: 17th May 2024

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