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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

I feel its a safer and secure way of making payments...

I feel its a safer and secure way of making payments knowing you're protected and it is also very efficient when processing your payment Reviewed on: 26th April 2026

In times of need i always look to paypal credit for...

In times of need i always look to paypal credit for cheap and affordable hassle free payments when you cant afford to pay for items straight away. The customer service is amazing always get you the answers you need thankyou. Reviewed on: 26th April 2026

Used PayPal for over 20 years.

Been using PayPal hand in hand with E-bay for over twenty years. If I've had issues with sales, it's great to know PayPal has got your back. Reviewed on: 26th April 2026

Quick, Easy & Convenient Payment Platform

Easy to use and convenient when you need to spread the cost. If there’s any issues I know that I can get it sorted if I reach out to the agents or just by answering a few simple questions. Reviewed on: 26th April 2026

Simply brilliant

I have had issues but they’ve been sorted brilliantly every time. I can’t believe it’s a free service for the most part. My family use it all the time because it’s so user friendly. Reviewed on: 26th April 2026

User friendly

User friendly except for direct debit setup Reviewed on: 26th April 2026

I’ve used PayPal for a few large items

I’ve used PayPal for a few large items and it’s just so easy Reviewed on: 26th April 2026

Very easy to use and set up.

Very easy to use and set up. Good way of paying for items and splitting the cost over a period of time interest free. Reviewed on: 26th April 2026

Always helpful, great faqs on website, great payment...

Always helpful, great faqs on website, great payment options, especially the virtual card! Would highly reccomend. Reviewed on: 26th April 2026

I Love Paypal

I've used PayPal for many years and find it to be reliable and simple to use. It's convent and the interest free payment schemes are helpful. Most people use it too, so it's always available when I need to spend or receive funds. Reviewed on: 26th April 2026

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