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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

I have used PayPal for years and I have never had an...

5
I have used PayPal for years and I have never had any issues when I have had to contact them regarding my account. Reviewed on: 26th April 2026

Easy to set up.

5
Easy to set up. Instantly available. Perfect service. Reviewed on: 26th April 2026

General statement

5
It’s a good card and works well, the zero percentage interest stuff is good as well! Reviewed on: 26th April 2026

Excellent thanks

5
Floor less, very reliable, secure and so many options Reviewed on: 26th April 2026

Great credit at 0% for 4 months and good with resolv...

5
Great credit at 0% for 4 months and good with resolving disputes. I don’t have to worry about buying anything that might not arrive etc, due to the buyers potection that PayPal offers. I always feel safer paying with PayPal Reviewed on: 26th April 2026

Easy and secure way to pay across multiple platforms.

5
Easy and secure way to pay across multiple platforms. Reviewed on: 26th April 2026

Great experiences!

5
Great experiences! It’s so easy to purchase anything you want with PayPal credit and just as easy to make affordable repayments. PayPal credit has been a big help to me when I’ve needed it and I highly recommend! Reviewed on: 26th April 2026

PayPal change my approach towards online shopping.

5
PayPal change my approach towards online shopping. Super easy to use and plenty of help available to suport the customer Reviewed on: 26th April 2026

positive experiences using PayPal!

5
Always had very positive experiences using PayPal! Reviewed on: 26th April 2026

I find PayPal very easy to manage it helps a lot for...

5
I find PayPal very easy to manage it helps a lot for those certain items and to spread the cost it comes in very handy I would recommend to my family and friends. Reviewed on: 26th April 2026

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