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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,714 reviews, last reviewed 8th May 2026
2347900% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments, saves me the time and stress of looki... Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101714)

A more secure and reliable way to pay for goods or s...

5
A more secure and reliable way to pay for goods or send money. Reviewed on: 17th May 2024
Fida K's avatar
Fida K

Been with PayPal for years.

5
Been with PayPal for years. Very helpful with any questions I’ve had Reviewed on: 17th May 2024
Anonymous A's avatar
Anonymous A

Simple and easy to setup making it very affordable

1
Simple and easy to setup making it very affordable Reviewed on: 17th May 2024
Dabir's avatar
Dabir

PayPal has been a reliable and efficient payment met...

5
PayPal has been a reliable and efficient payment method for me. I have not encountered any problems while using it. Reviewed on: 17th May 2024
Nica's avatar
Nica

PayPal revue

5
Easy access good terms and lots of companies accept PayPal which makes it easy to pay for items Reviewed on: 17th May 2024
Andrew Scott Armstrong 's avatar
Andrew Scott Armstrong

excellent customer service and so easy...

5
PayPal has an excellent customer service and so easy to speak to someone Reviewed on: 17th May 2024
Carmel 's avatar
Carmel

It's easy to use, easy to pay, you can see your spen...

4
It's easy to use, easy to pay, you can see your spending and with a Curve card you can use it anywhere Reviewed on: 17th May 2024
Tigermoto's avatar
Tigermoto

Easiest, Fastest and most secure way to pay

5
Always found best fastest and secure way to pay, there are different payment methods depending on purchase from pay in 3, 4 months interest free and even 12 months interest free. Easy to control spending and payments with App and pay anytime any amount that suits your budget. Can even set up direct debit to pay off goods purchased so you never miss a payment and reduce balance in line with repayment schedules. Reviewed on: 17th May 2024
les Unsworth's avatar
les Unsworth

Always use to buy good when having issues

5
Always use to buy good when having issues Reviewed on: 17th May 2024
Martin's avatar
Martin

PayPal credit is a pretty good service.

5
PayPal credit is a pretty good service. Customer services are easy to access, and because PayPal credit can be used with so many services, it really helps when you want to make a big purchase for something (e.g. a phone). One of the biggest downsides however is that the minimum payback required each month is not enough to bring the overall balance down after interest has been added. Reviewed on: 17th May 2024
Alex B's avatar
Alex B

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