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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181040)

Smooth and easy.

Smooth and easy. Makes shopping a whole lot better Reviewed on: 26th April 2026

Very good, simple and easy to manage

Very good service and easy to use and manage Reviewed on: 26th April 2026

Great for those if us on low incomes

Being on a low income, PayPal allows me to purchase items that I need and pay for them in 3 manageable installments, with no interest! PayPal is widely available as a payment option, which is great, because it means I can shop lots of retailers for the best prices. Security is a big thing for me, and paying with PayPal gives me that piece of mind. The cashback deals are brilliant too. 10/10! Reviewed on: 26th April 2026

Application is user friendly but needs more tooltips

Application is user friendly and well designed, about main financial concepts such as balance, ... it does need to more clarifications by using some tips on screen. Reviewed on: 26th April 2026

excellent way to spread costs

Paypal credit is an excellent way to spread costs Reviewed on: 26th April 2026

Easy to use , many option to pay excellent

Easy to use , many option to pay excellent Reviewed on: 26th April 2026

PayPal Lives

All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026

Everytime I’ve had to contact PayPal for a query or...

Everytime I’ve had to contact PayPal for a query or an answer. The phone is answered quickly, there’s no long wait times. The person on the other end listens so there’s no need to repeat yourself! I would recommend PayPal hands down to everyone, not just for the service! but also for the reputation they have! Reviewed on: 26th April 2026

Excellent all round great customer service any issue...

Excellent all round great customer service any issues sorted immediately Reviewed on: 26th April 2026

PAYPAL GREDIT HAS BEEN GREAT FOR ME

PAYPAL GREDIT HAS BEEN GREAT FOR ME FOR WHEN I NEED IT REASONABLE RATES EASY TO MANAGE Reviewed on: 26th April 2026

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