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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Easier way to make safer payments.

5
Easier way to make safer payments. Offers great peace of mind when you’re making online purchases. Reviewed on: 26th April 2026

My experience with PayPal is great cause they are al...

5
My experience with PayPal is great cause they are always reliable and ready for me when ever needed Reviewed on: 26th April 2026

PayPal credit is easy to manage with a great...

5
PayPal credit is Very easy to manage with a great App Reviewed on: 26th April 2026

Confidence with great value.

5
PayPal has never betrayed the confidence I have in them hence I buy without fear Reviewed on: 26th April 2026

Good service and good customer care

5
Good service and good customer care Reviewed on: 26th April 2026

Excellent

5
Excellent finance provider. Secure payment and Call centre staff friendly and helpful. Reviewed on: 26th April 2026

PayPal always has been my choose of paying for my pu...

5
PayPal always has been my choose of paying for my purchases because of the flexibility offered to pay back in installments up to 4 month. Reviewed on: 26th April 2026

Online peace of mind use PayPal

5
Always good to have PayPal credit for online shopping gives you a peace of mind. And you get points as well. Reviewed on: 26th April 2026

PayPal is a great service

5
PayPal is clear effective and great communication. Excellent customer service. Used it for many years with no issues. Reviewed on: 26th April 2026

Always been easy to set up payments and customer ser...

5
Always been easy to set up payments and customer service is very good. Reviewed on: 26th April 2026

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