Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,848 reviews, last reviewed 8th May 2026
2354050% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026
RN's avatar
RN

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101848)

Very safe and secure way to pay for goods

5
Very safe and secure way to pay for goods. Great that you can pay for things over 3 months interest free. Handy having PayPal credit to pay for things. Easy to use. Never had any issues. Reviewed on: 18th May 2024

very good and always thankful to paypal

5
very good and always thankful to paypal Reviewed on: 18th May 2024

Very easy to use and helpfull when needed it

5
Very easy to use and helpfull when needed it Reviewed on: 18th May 2024

There always someone to help and give advice.

5
There always someone to help and give advice. Always first class friendly service. Reviewed on: 18th May 2024

Fantastic communication skills.

5
Fantastic communication skills.Open questions answered professionally.The actual experience has been exceptional and pay pal needs to be recognised for this. Reviewed on: 18th May 2024

Great, easy to use just wish it had immediate payments.

5
Great, easy to use just wish it had immediate payments. Reviewed on: 18th May 2024

Always easy to use, clear information on how you wil...

5
Always easy to use, clear information on how you will be charged. Reviewed on: 18th May 2024

ive been with p/pal now for some time , its way bett...

5
ive been with p/pal now for some time , its way better than using a credit card and its instant and easy to use .It would be great if we could use it when shopping on the high street Reviewed on: 18th May 2024

Simple to use easy to understand.

5
I use this to help cash flow home renovations. Reviewed on: 18th May 2024

Very easy and fast to use credit

5
Very easy and fast to use credit Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48044 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products