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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101898 reviews)

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4.90

Based on 101,898 reviews, last reviewed 8th May 2026

2356350% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have always had a first class experience with Paya... I have always had a first class experience with Payal making a purchase decision very easy Reviewed on: 8th May 2026

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101898)

PayPal credit is brilliant...!

PayPal credit is brilliant, they resolve any issues with sellers. They have great rates and the app is so easy to use! Reviewed on: 18th May 2024

Helpful to split big purchases.

Helpful to split big purchases. No interest if paid off in time Reviewed on: 18th May 2024

I use all the time!

Good option to have interest free over 4 months and PayPal widely used so use this often as easy for budgeting and have trust in PayPal . Reviewed on: 18th May 2024

Very easy to use & proficient.

Very easy to use & proficient. Everyone should have PayPal. Good interest rates also. Reviewed on: 18th May 2024

Very convenient and an easy process

Very convenient and an easy process Reviewed on: 18th May 2024

Excellent customer service.

Excellent customer service.. safe and would highly recommend Reviewed on: 18th May 2024

Great credit provider.

Easy to use, 4 months interest free (anything over £100) is very useful. Added to Curve Card so it can be used in store as well as online. Reviewed on: 18th May 2024

Excellent way to pay for items, quick and easy, more...

Excellent way to pay for items, quick and easy, more and more company's are accepting pay pal Reviewed on: 18th May 2024

It’s always easy to use, and you get a speedy respon...

It’s always easy to use, and you get a speedy response from then whenever you speak to someone from PayPal Reviewed on: 18th May 2024

Paypal is great when available but my favourite is P...

Paypal is great when available but my favourite is Paypal Credit. A way of spreading those little extra for free over 4 months Reviewed on: 18th May 2024

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