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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181040)

Easy to use

5
Easy to use and fast always there when you need it Reviewed on: 26th April 2026

Always easy to use

5
Always easy to use…Pay in 3 is my go to product, and helps greatly when budgeting. The PayPal credit card is an welcome addition to my mobiles wallet., no issues in general use. Reviewed on: 26th April 2026

Always a good experience with PayPal

5
I use PayPal a lot and always have a good experience with them. Highly recommend. Reviewed on: 26th April 2026

Brilliant experiences with PayPal

5
Brilliant experiences and customer service is the best. I have been using PayPal for more than 3 years and they really are amazing Reviewed on: 26th April 2026

Helpful customer service and peace of mind

5
When an error was made on my behalf, customer service was excellent and very helpful. Also when making big purchases gives you peace of mind knowing PayPal are quick to get to resolution Reviewed on: 26th April 2026

Easy and reliable

5
Use it all the time. Easy and reliable. Reviewed on: 26th April 2026

Great interest free options

5
PayPal have great interest free options for lager purchases which make buying more expensive items easier as you can spread the cost without the worry of high interest rates. Plus you get an added layer of protection when you pay with PayPal. Highly recommend their services Reviewed on: 26th April 2026

Fantastic service.

5
Fantastic service. Super helpful when calling customer service. The App is easy use. Reviewed on: 26th April 2026

I've been using it for 20 years and have never had a...

5
I've been using it for 20 years and have never had any problems. The credit line is very useful. I highly recommend it. Reviewed on: 26th April 2026

Love PayPal

5
Peace of mind using PayPal and never had any issues Reviewed on: 26th April 2026

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