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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181041 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181041)

Love PayPal

Peace of mind using PayPal and never had any issues Reviewed on: 26th April 2026

Good financial support.

The experience I have since I have been using PayPal as a financial support is a mixed experience, it has been good and bad, there are transactions I was cheated by the merchant but PayPal could not settle it in my favour, when they clearly cheated me, that was a bad experience for me because it is a huge amount of over £300 and I am still struggling to pay the debt back up till now. Reviewed on: 26th April 2026

Brilliant, very easy to use and easy to make payments.

Brilliant, very easy to use and easy to make payments. Reviewed on: 26th April 2026

Have always found PayPal easy to use.

Have always found PayPal easy to use.Additionally,it has no hidden charges as long as you make your payments on time. Reviewed on: 26th April 2026

Quick and easy !

Quick and easy ! No fuss! All at the touch of a keypad! Reviewed on: 26th April 2026

Excellent service, life changing for me and my horse

Excellent service enabling me to pay for things in instalments like my saddle thanks enabled me to qualify for the petplan area festivals plan area festival. The purchase of the saddle has been life changing to my self and my horse. I couldn’t have purchased it without PayPal thank you Reviewed on: 26th April 2026

Very satisfied customer........

I have used PayPal for years, initially when I started using Ebay. As PayPal have grown and started to offer more options around finances, I use them for more purchases from buying products to booking hotels and flights. Reviewed on: 26th April 2026

Great pay pal no trouble very honest

Great pay pal no trouble very honest Reviewed on: 26th April 2026

Easy to use

It's so easy to use ,and as a company they're growing and added new ways to use money making life simpler with no complications. Regards Peter Reviewed on: 26th April 2026

Friendly service

Easy and smooth to use. Pay in 3 is a very useful service. Easy to pay by Paypal no need to look for the credit card to enter the card number. Reviewed on: 26th April 2026

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