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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181041 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181041)

Literally life saving access to funds following a se...

Literally life saving access to funds following a serious car accident Reviewed on: 26th April 2026

Good app

Good for spreading the costs with 0% interest Reviewed on: 26th April 2026

Perfect!

Perfect! Really easy to use, convenient and reliable. Reviewed on: 26th April 2026

Excellent payment service fast, secure, and...

Excellent payment service — fast, secure, and very easy to use. Sending and receiving money is simple, and online transactions are always smooth. I trust PayPal for safe payments every time. Highly recommended! Reviewed on: 26th April 2026

Easy way to pay

Easy to use app and to access credit with pay in three and interest free credit. Acts as a safety barrier between the seller and your bank account. Reviewed on: 26th April 2026

Happy with the service - always helpful

Happy with the service - always helpful and explain things well Reviewed on: 26th April 2026

Available credit when needed to use.

Available credit when needed to use. Reviewed on: 26th April 2026

Using PayPal for 20 year never had a problem

Have been using PayPal for 20 years never had an issue, service always top notch. Reviewed on: 26th April 2026

Always helpful and efficient .

Always helpful and efficient . Excellent when there is a problem Reviewed on: 26th April 2026

Easy to use and if I have ever had any issues they a...

Easy to use and if I have ever had any issues they are easy to contact and deal with. Reviewed on: 26th April 2026

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