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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102053 reviews)

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4.90

Based on 102,053 reviews, last reviewed 8th May 2026

2363600% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to understand and use The system is very Easy to understand and use. Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102053)

Always available , I like the choice of credit or th...

Always available , I like the choice of credit or their pay in three option which allows me to keep my balance under control. Reviewed on: 18th May 2024

In one occasion PayPal was confused me about direct...

In one occasion PayPal was confused me about direct debit Reviewed on: 18th May 2024

Last time I phoned as I had a late payment fee but I...

Last time I phoned as I had a late payment fee but I’d already made payment. Had late free reversed straight away on the phone without any issue. Resolved quickly and easily. Reviewed on: 18th May 2024

PayPal credit has got me out of many sticky situatio...

PayPal credit has got me out of many sticky situations in the past and still is today and it doesn’t carry the high interest rates like credit cards do Reviewed on: 18th May 2024

Good interest rate

Easy paymeny system, no interest system and the Interest rate is competitive. Good process for retrieving payment if disatified with a service or product. Reviewed on: 18th May 2024

It is effective but I wish the credit limit can be m...

It is effective but I wish the credit limit can be more easily modified Reviewed on: 18th May 2024

online shopping

Used PayPal credit for some shopping online. Everything went well. Paid back over 3 months without any extra charges . Happy to use that again Reviewed on: 18th May 2024

Very good experience with PayPal Credit!

Very good experience with PayPal Credit! The 0% interest for 4 months on purchases over £100 drew me in and I was accepted credit straight away when I applied. Repayment options are easy and uncomplicated and the layout of the statements are easy to read and understand. Reviewed on: 18th May 2024

PayPal credit

Easy, simple and having the option to pay back the credit with 0% interest over £99 within so many months is a huge help and makes life easier. Reviewed on: 18th May 2024

Used regularly never an issue helpful if you do

Used regularly never an issue helpful if you do Reviewed on: 18th May 2024

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