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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181042 reviews)

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4.73

Based on 181,040 reviews, last reviewed 24th Jul 2026

172% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181042)

Easy to use and if I have ever had any issues they a...

Easy to use and if I have ever had any issues they are easy to contact and deal with. Reviewed on: 26th April 2026

Ever since I have been with PayPal I feel secure mak...

Ever since I have been with PayPal I feel secure making any payments. Their customer is excellent Reviewed on: 26th April 2026

Helpful Service, Minor Delays

I’ve generally had a positive experience with PayPal’s customer service. Each time I’ve reached out, the representatives have been helpful and able to resolve my issues without any real problems. During my most recent call, I was transferred between departments a couple of times before reaching the right person, which was a bit time-consuming. However, once I was connected to the correct team, the experience improved significantly. The last representative I spoke with stood out in particular—she was friendly, kind, and genuinely uplifting, especially while assisting me with making a payment over the phone. That level of warmth made the interaction feel much more personal and reassuring. Overall, while there’s some room for improvement in call routing efficiency, the quality of support once you reach the right person has been consistently strong. Reviewed on: 26th April 2026

Fantastic and easy to use fast way to pay

Fantastic and easy to use fast way to pay Reviewed on: 26th April 2026

Rhian jones

Try to always us PayPal to pay for things as feel more secure never had any issues Reviewed on: 26th April 2026

Wish every vendor offered PayPal

I have used PayPal for years to facilitate online purchases safely and quickly. I don’t have the hassle or worry of entering my details into every website and it curs down on spam emails too. I love it! Wish every vendor offered PayPal Reviewed on: 26th April 2026

Easy to use, earn points, what's not to like!

Easy to use, earn points, what's not to like! I love the choice PayPal credit offers me and that I'm kept informed whenever a payment is due with a good amount of notice, so I'm never caught out. Brilliant service with a great app Reviewed on: 26th April 2026

Easiest & most flexible payment option.

Easy platform to use & available to use at almost all stores so very flexible.Never had a problem with it. Reviewed on: 26th April 2026

great app

Pay pal is easy to use and helps me when I am short of money Reviewed on: 26th April 2026

interface is not clear.

interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much so i bately use it. Reviewed on: 26th April 2026

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