Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181043)

interface is not clear.

interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much so i bately use it. Reviewed on: 26th April 2026

Peace of mind

I love using PayPal has it gives me peace of mind on everything I purchase Reviewed on: 26th April 2026

Speedy efficient and easy to use.

Speedy efficient and easy to use. I have found PayPals pay in 4 good for spreading large payments over a few months.. I recently took the virtual card too which has been a useful addition to my digital wallet. Reviewed on: 26th April 2026

So easy to manage it’s great thanks PayPal

So easy to manage it’s great thanks PayPal Reviewed on: 26th April 2026

I had you trouble with shopping and always PayPal su...

I had you trouble with shopping and always PayPal supporting me refund me the money always I feel safe with PayPal Reviewed on: 26th April 2026

Great service

PayPal is so easy and convenient to use. Reviewed on: 26th April 2026

Always manage to help me if anything is not clear...

Always manage to help me if anything is not clear Reviewed on: 26th April 2026

All good Paypal

All good Paypal. very helpful when needed a bit of flexibility. Reviewed on: 26th April 2026

Always appreciated Pay pal and enjoy using it for tr...

Always appreciated Pay pal and enjoy using it for transactions credit brilliant service . Reviewed on: 26th April 2026

My fexible friend

Very easy to use your website site is amazing and I love the different payment options available. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub