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PayPal: PayPal Credit reviews

4.90
Based on 102,103 reviews, last reviewed 8th May 2026
2365950% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use. I feel confident making payments, and everything works smoothly eve... Read more Reviewed on: 8th May 2026
LJ's avatar
LJ

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102103)

Very efficient and quick and app makes it easy to ma...

5
Very efficient and quick and app makes it easy to manage money Reviewed on: 18th May 2024

always found PayPal reliable.

4
always found PayPal reliable and if you have any sort of dispute they will usually sort it out for you. Reviewed on: 18th May 2024

customer service

5
I have used PayPal several times and always have excellent customer service Reviewed on: 18th May 2024

Very easy to use.

5
Very easy to use. Nice to have a good amount of time to pay off the credit without incurring any interest. Really pleased with the service. Reviewed on: 18th May 2024

Good, until it prioritises payments that's due later on

5
Good, until it prioritises payments that's due later on Reviewed on: 18th May 2024

Easy as 1,2,3

5
Super quick and easy to apply. They knocked £20 off my first purchase, too. The direct set up is super simple. Would thoroughly recommend. Reviewed on: 18th May 2024

I used PayPal Credit to buy my PS5.

5
I used PayPal Credit to buy my PS5. I managed the payment in 4 convenient rates. Great service!!! Reviewed on: 18th May 2024

Grateful customer

5
I have been with pay pal for years now, and they have been great. They have helped me to purchase things I would normally have to wait a long time to purchase. They have made things more accessible for me. Reviewed on: 18th May 2024

PayPal is best company I have no problems never I pu...

5
PayPal is best company I have no problems never I purchased things paid through PayPal ,I like PayPal credit the best always available on on easy installments you can pay back what mre you want Reviewed on: 18th May 2024

Easy payment process via online retailers.

5
Easy payment process via online retailers. I like the face id too Reviewed on: 18th May 2024

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