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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,149 reviews, last reviewed 8th May 2026
2368000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy, simple and fast, everything easy, simple and fast, everything is super understandable Reviewed on: 8th May 2026
Tomas's avatar
Tomas

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102149)

Safe & Secure PayPal payments

5
Making payment with PayPal makes you feel save and secure on line payments. Reviewed on: 18th May 2024
Jacqueline O's avatar
Jacqueline O

When paying for direct debit, it always taking longe...

5
When paying for direct debit, it always taking longer period before it shows in your PayPal alc, which it is not supposed to be, atleast 3 working days is enough for direct debit to be shown when it been taken from your personal alc. Reviewed on: 18th May 2024
Olayiwola O's avatar
Olayiwola O

I love the seamless experience using it to make paym...

4
I love the seamless experience using it to make payment and transferring funds into my bank account without delay. The credit option is another feature I have been enjoying, no overburdening interest. Reviewed on: 18th May 2024
Mayowa F's avatar
Mayowa F

Fast and secure

5
Very fast and secure to use Paypal credit totally recommend especially using the app on my mobile phone Reviewed on: 18th May 2024
gASTbbi's avatar
gASTbbi

helpful and great interest deals

5
It helps a lot with paying for things, and the 4 month interest deals are great, gives you some time (and a little push!) to pay everything back. Reviewed on: 18th May 2024
Andi N's avatar
Andi N

Great service

5
Great service always comes in handy when needed Reviewed on: 18th May 2024
tom d's avatar
tom d

Excellent payment method

5
Great pay in 3 function so useful and credit also if required Reviewed on: 18th May 2024
Diane mcdermott's avatar
Diane mcdermott

Use it a lot, easy way to spread the cost.

5
Use it a lot, easy way to spread the cost. Reviewed on: 18th May 2024
Daniel S's avatar
Daniel S

Easy to use.

4
Easy to use. Generally Ebay and small purchases from other sites. Forgetting you've selected Credit as a preferred payment method can land you with a sudden worry if you don't keep track Reviewed on: 18th May 2024
Alex 's avatar
Alex

Everything good so far.

5
Everything good so far. Good customer service Reviewed on: 18th May 2024
Massimo's avatar
Massimo

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