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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Easy to use

Easy to set up, transparent on costs, good introductory interest free period. Reviewed on: 26th April 2026

Very easy never had any issues.

Very easy never had any issues. Fast efficient Reviewed on: 26th April 2026

Always worked for me personally and my business.

Always worked for me personally and my business..love the pay jn 3 Reviewed on: 26th April 2026

PayPal the only way

For me it's all about being safe to use and PayPal is 100% Reviewed on: 26th April 2026

Very esay to use every where in the world and trust...

Very esay to use every where in the world and trust worthy service also very good for small trade businesses. Reviewed on: 26th April 2026

Easy to use, no head ache.no fuss

Easy to use, no head ache. With no fuss. I use it for most of my online purchases. I do recommend it to alot of my friends and family. Reviewed on: 26th April 2026

Been using PayPal for more than 10 years now.

Been using PayPal for more than 10 years now. I love that its so easy to use it & whatever problems with my payment it is easily sorted & I always get my money back. I also love that I have the option to pay my purchases in installment through PayPal. Highly recommend! Reviewed on: 26th April 2026

0% purchases

PayPal credit is very easy to use and has a lot of 0% interest if paid in a certain time, however there is no option on the app to pay just on them purchases. Reviewed on: 26th April 2026

Love PayPal credit.

Love PayPal credit.. lets me get things i really need. Reviewed on: 26th April 2026

Thats helpful and time saving options

Thats helpful and time saving options Reviewed on: 26th April 2026

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