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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Help when needed.

I had a dispute with a vendor, PayPal resolved the issue promptly and got my money back, I will not buy online if there is no PayPal option. Reviewed on: 26th April 2026

Highly recommend, So easy to apply and use

So easy to apply and use. Great terms for 0% for 4 months. I would definitely recommend it. Reviewed on: 26th April 2026

I'm very satisfied with your product.

I'm very satisfied with your product. Thank you Reviewed on: 26th April 2026

You are protected from scam and unfair trade busines...

You are protected from scam and unfair trade business and transactions. Reviewed on: 26th April 2026

So easy and helpful,and would recommend paypal.

So easy and helpful,and would recommend paypal. Reviewed on: 26th April 2026

PayPal is the best option and I use it safely when I...

PayPal is the best option and I use it safely when I want to purchase a product. Reviewed on: 26th April 2026

I’ve genuinely had a really good experience with Pay...

I’ve genuinely had a really good experience with PayPal Credit. The application process was quick and straightforward, and being able to spread the cost of purchases has helped massively when unexpected expenses pop up. The app and website are easy to use, payments are simple to manage, and everything is laid out clearly so you always know what’s due and when. I also like how fast transactions go through with PayPal in general, which makes online shopping feel a lot smoother and more secure. Customer service has always been helpful whenever I’ve needed support, and the flexibility PayPal Credit offers has made budgeting a lot easier for me. Overall, it’s been reliable, convenient, and a really useful option to have available. Reviewed on: 26th April 2026

Never had an issue always everything worked like a c...

Never had an issue always everything worked like a charm. Reviewed on: 26th April 2026

Always PayPal

I always use PayPal as a means to pay for all online orders. I feel that it is the safest way to manage online payments. PayPal also has so much more to offer also to help manage your finances. Reviewed on: 26th April 2026

Very helpful (the best)

Very helpful every time you speak with someone Reviewed on: 26th April 2026

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