Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

Ivo Dikov

5
With you I can plan my expenses and the loan that I have because you have a very flexible financial policy. Reviewed on: 26th April 2026

My PayPal Experience

5
Use paypal for 3 years bow and it was briliant, never had issues and always safe Reviewed on: 26th April 2026

Very good payment platform

4
Very good payment platform, reliable and simple to use. Reviewed on: 26th April 2026

Wonderful customer service

4
Wonderful customer service and I pretty got much attentiveness Reviewed on: 26th April 2026

Having used PayPal for almost a decade, it’s one of...

5
Having used PayPal for almost a decade, it’s one of my most trusted and reliable platforms. Reviewed on: 26th April 2026

PayPal is hassle free and safe credit provider

5
Fast, multiple instant options for credit. Definitely would recommend. Reviewed on: 26th April 2026

Always ontop of their game with fraudstars

5
Always ontop of their game with fraudstars Reviewed on: 26th April 2026

Very good experience and easy to use would always re...

5
Very good experience and easy to use would always recommend to family and friends so yh hopefully I can win this Reviewed on: 26th April 2026

PayPal review dawg

5
I was staring down the barrel of a costly repair, tools and hard work were cheaper and paypal was there when I really needed it Reviewed on: 26th April 2026

I use Paypal on a regular mostly for short term inte...

5
I use Paypal on a regular mostly for short term interest payments when purchasing online goods. I find it convenient and easy to use with with many retailers with full explanations of my financial obligations. Recent changes to terms and conditions are easy to understand. Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101213 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products