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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102332 reviews)

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4.90

Based on 102,332 reviews, last reviewed 9th May 2026

2376350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fanciest Credit Card for daily use Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102332)

Sucure shopping

Always use pay pal for online purchases quick safe and easy Reviewed on: 18th May 2024

Credit where credit is due.

Great for control of spending with the criteria to control you're ability to pay Off in full on proposed dates and time lines. It make you more credit savvy and diligent to control your financial goals and be realistic with your affordable purchases Reviewed on: 18th May 2024

No issues so far

No issues in 20 years of sending and receiving money Reviewed on: 18th May 2024

It’s been endlessly useful for online transactions a...

It’s been endlessly useful for online transactions and personal payments since I started an account in my teens to buy things on eBay Reviewed on: 18th May 2024

Have used Paypal credit a few times.

Have used Paypal credit a few times. Great for spreading the cost over a few months. Reviewed on: 18th May 2024

I feel protected using PayPal credit .

I feel protected using PayPal credit . Reviewed on: 18th May 2024

PayPal the best you can get.

PayPal is very easy to use and very convenient when you can't pay straight away, the interest is fair compared to other services out there. Reviewed on: 18th May 2024

I feel happy using PayPal and very safe

I feel happy using PayPal and very safe Reviewed on: 18th May 2024

Very easy to use and quick process

Very easy to use and quick process Reviewed on: 18th May 2024

Very handy to have

It’s very handy using PayPal because you know your payments are safe and PayPal credit is amazing when you need something but can’t afford it straight away it’s helped me out a lot Reviewed on: 18th May 2024

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