Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102352)

Excellent!

5
Excellent! My go to credit on larger purchases! Can set up a direct debit, or pay off earlier if you wish! Reviewed on: 18th May 2024
Rjb's avatar
Rjb

Great service and secure

5
Is a secure and easy way of do payments Reviewed on: 18th May 2024
Maria c's avatar
Maria c

always satisfied with your services.

5
always satisfied with your services. I had no problems with the application. Reviewed on: 18th May 2024
Cristina C's avatar
Cristina C

Quick and easy, no hassel and no issues have arisen...

5
Quick and easy, no hassel and no issues have arisen whatsover Reviewed on: 18th May 2024
Nicholas K's avatar
Nicholas K

Professional

5
Professional and easy time use. Many incentive. Reviewed on: 18th May 2024
Khaled S's avatar
Khaled S

perfect - definitely recommend

5
Very easy to use, only reason for not excellent score on customer service is because I never had the need to reach out to the support team. Reviewed on: 18th May 2024
Stefan T's avatar
Stefan T

Happy customer

5
It's great for spreading the cost, especially with the Curve card! Reviewed on: 18th May 2024
johndavid467@aol.com's avatar
[email protected]

PP credit

5
I have always had a good experience while using PayPal Credit. Reviewed on: 18th May 2024
Mayzee's avatar
Mayzee

Easy management of finances and a well laid out portal.

5
Easy management of finances and a well laid out portal. Great payment options too. Reviewed on: 18th May 2024
Alexander M's avatar
Alexander M

Smashing

5
Quick and easy to use found the interface great and customer service was easy to get the result I required. Reviewed on: 18th May 2024
Thomas W's avatar
Thomas W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill