Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181045)

I use Paypal on a regular mostly for short term inte...

I use Paypal on a regular mostly for short term interest payments when purchasing online goods. I find it convenient and easy to use with with many retailers with full explanations of my financial obligations. Recent changes to terms and conditions are easy to understand. Reviewed on: 26th April 2026

Good service

Its a safe website you. Can use tension free payments Reviewed on: 26th April 2026

Loved it would recommend to anyone

Loved it would recommend to anyone Reviewed on: 26th April 2026

always have confidence

Every time I use Paypal I always have confidence that I am secure and safe when making purchases Reviewed on: 26th April 2026

Great way to spread slightly larger purchase payment...

Great way to spread slightly larger purchase payments , very straightforward to use and to keep track of. Reviewed on: 26th April 2026

It’s a great app to buy things which includes delive...

It’s a great app to buy things which includes delivery tracking also Reviewed on: 26th April 2026

It was a good an amazing which I ll used over and ov...

It was a good an amazing which I ll used over and over ag5 Reviewed on: 26th April 2026

PayPal: Fast, Secure, and Widely Trusted

PayPal: Fast, Secure, and Widely Trusted Reviewed on: 26th April 2026

Very excellent service very helpful

Very excellent service very helpful Reviewed on: 26th April 2026

Easy to use and safe

Easy to use and safe knowing purchasss are protected and I can easily get resolution if there’s any issue Reviewed on: 26th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub