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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181045 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181045)

Easy payments.

Easy payments. Great options for credit. Reviewed on: 26th April 2026

PayPal credit helps

PayPal credit has helped me make purchases that I wouldn't have otherwise been able to manage - that's simply very helpful! Cheers Reviewed on: 26th April 2026

Smooth transactions.

Smooth transactions. You can pay in instalments. Also offers interest free. Reviewed on: 26th April 2026

super service

Excellent service, I've been using it for several years now and I'm happy. The credit card is also great, it's saved me more than once. Reviewed on: 26th April 2026

Offers peace of mind and ease of use

PayPal is incredibly intuitive and I really appreciate the freedom to make purchases and spread the cost with PayPal credit. The process is so simple - with the initial set up at purchase being all I have to do. I have peace of mind knowing the monthly payment will be taken and I can easily monitor the progress on the app. Interest free options are also excellent. A really great service. Reviewed on: 26th April 2026

Simple fast and safe way to pay.

Simple fast and safe way to pay. With protection against the crooks of this world. Thank you Reviewed on: 26th April 2026

Really strong customer service

Best on splitting bills or paying with low interest plus very safe Reviewed on: 26th April 2026

PayPal is an ally...

Really like PayPal, it has assisted me regularly in spreading my payments on expensive products. It has been flexible, too; allowing me to make the payments via my own date/time and avenue, or giving me the choice of Direct Debit. I love the offers that often go alongside my shopping experience, and I above all trust PayPal to provide a secure transaction. It has walked beside me in my financial life for a long time. Reviewed on: 26th April 2026

It's perfect.

It's perfect. Help alot to save money for time and pay later on Reviewed on: 26th April 2026

PayPal secure way to paying

I only use PayPal because it’s safe and secure if I have any issues it’s sorted out immediately and if I do have to speak to someone they are polite and knowledgeable so sort my issue out and explain things to me in layman terms so I am fully informed of what will be done! Reviewed on: 26th April 2026

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