Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102364)

Easy management of finances and a well laid out portal.

5
Easy management of finances and a well laid out portal. Great payment options too. Reviewed on: 18th May 2024
Alexander M's avatar
Alexander M

Smashing

5
Quick and easy to use found the interface great and customer service was easy to get the result I required. Reviewed on: 18th May 2024
Thomas W's avatar
Thomas W

Sucure shopping

5
Always use pay pal for online purchases quick safe and easy Reviewed on: 18th May 2024
Kathryn H's avatar
Kathryn H

Credit where credit is due.

5
Great for control of spending with the criteria to control you're ability to pay Off in full on proposed dates and time lines. It make you more credit savvy and diligent to control your financial goals and be realistic with your affordable purchases Reviewed on: 18th May 2024
Ian D G's avatar
Ian D G

No issues so far

4
No issues in 20 years of sending and receiving money Reviewed on: 18th May 2024
Jun M's avatar
Jun M

It’s been endlessly useful for online transactions a...

5
It’s been endlessly useful for online transactions and personal payments since I started an account in my teens to buy things on eBay Reviewed on: 18th May 2024
Alfie P's avatar
Alfie P

Have used Paypal credit a few times.

3
Have used Paypal credit a few times. Great for spreading the cost over a few months. Reviewed on: 18th May 2024
Macone's avatar
Macone

I feel protected using PayPal credit .

5
I feel protected using PayPal credit . Reviewed on: 18th May 2024
Tara M's avatar
Tara M

PayPal the best you can get.

5
PayPal is very easy to use and very convenient when you can't pay straight away, the interest is fair compared to other services out there. Reviewed on: 18th May 2024
Diane Foster 's avatar
Diane Foster

I feel happy using PayPal and very safe

5
I feel happy using PayPal and very safe Reviewed on: 18th May 2024
Sarah T's avatar
Sarah T

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill