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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

PayPal secure way to paying

5
I only use PayPal because it’s safe and secure if I have any issues it’s sorted out immediately and if I do have to speak to someone they are polite and knowledgeable so sort my issue out and explain things to me in layman terms so I am fully informed of what will be done! Reviewed on: 26th April 2026

Excellent method to pay ,easy and helpful, secure pa...

5
Excellent method to pay ,easy and helpful, secure payment Reviewed on: 26th April 2026

Very good experience would recommend to everyone

5
Very good experience would recommend to everyone Reviewed on: 25th April 2026

Very good experience with paypal

5
Very good experience with paypal Reviewed on: 25th April 2026

No thank you

2
Pointless to do that, not likely to change Reviewed on: 25th April 2026

Its easy to do transactions on paypal and pay later...

4
Its easy to do transactions on paypal and pay later option is very useful Reviewed on: 25th April 2026

Really easy to use, safe and secure, lots of options.

5
Really easy to use, safe and secure, lots of options. Reviewed on: 25th April 2026

I find paypal credit easy to use, havent had any iss...

5
I find paypal credit easy to use, havent had any issues with it, love that i can place my waterstone preorders using PayPal credit, so i dont have to remember to make sure there money in my account, and then pay it off once i receive it! Reviewed on: 25th April 2026

I amusing PayPal very long time , this is really hel...

5
I amusing PayPal very long time , this is really helpful Reviewed on: 25th April 2026

Excellent overall.

5
Excellent overall.never had any issues that PayPal haven’t been able to resolve in my best interest. My Go to credit company. Reviewed on: 25th April 2026

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