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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Easy and brilliant

5
Was easy to apply for. All relevant information was provided. The customer service was great too Reviewed on: 25th April 2026

Easy to use and much better than other forms of cred...

5
Easy to use and much better than other forms of credit, I feel safe when using PayPal for my purchases Reviewed on: 25th April 2026

Great and useful services would recommend helps with...

5
Great and useful services would recommend helps with payment plans if you cant pay it in one go Reviewed on: 25th April 2026

Been with PayPal over 30 years.

5
Been with PayPal over 30 years. Always reliable, secure. Convenient. 5 star service Reviewed on: 25th April 2026

Paypal My Pal

5
Paypal has expanded it's services and provides very good credit. Reviewed on: 25th April 2026

PayPal's best days are ahead...

4
Other than the real-time online accounting system which is rather too confusing to grasp, it's been a delightful experience with PayPal. Reviewed on: 25th April 2026

Use the Credit Card and 0% offers a lot

5
I like the 0% 4 months offer and I like that they now offer a physical credit card. Reviewed on: 25th April 2026

Fantastic

5
PayPal is the best, feel that my money and purchases are safe. Reviewed on: 25th April 2026

Convenient and payment protection, it has it all

5
Paypal is so convenient, ive used it for a long time, benefits are second to none, peace of mind with protection of your money , surprised more people don't use Paypal, its easy to use , brilliant service care , you can actually talk to a human on the phone Reviewed on: 25th April 2026

Support team have been very good and supportive when...

5
Support team have been very good and supportive when i contacted them before for a certain issue. Reviewed on: 25th April 2026

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