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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181046)

Easy to use the service.

5
Easy to use the service.No ambiguity about it at all. Reviewed on: 25th April 2026

Good service good ideas and nice customer service.

5
Good service good ideas and nice customer service. Reviewed on: 25th April 2026

Absolutely fantastic experience excellent service

5
Absolutely fantastic experience excellent service Reviewed on: 25th April 2026

All good.

4
All good.. perfect to pay later for goods. Reviewed on: 25th April 2026

It's so safe and easy to use everytime I buy somethi...

5
It's so safe and easy to use everytime I buy something I pay with PayPal Reviewed on: 25th April 2026

Paypal is a great service, makes paying online so mu...

5
Paypal is a great service, makes paying online so much easier, plus there is pay in 3 and paypal credit (0% upto 4 months) Reviewed on: 25th April 2026

Started using PayPal in 2024 and so far so good havn...

5
Started using PayPal in 2024 and so far so good havnt hard any issues Reviewed on: 25th April 2026

Credit without the hassle

5
Easiest and fuss free way to get credit, with a simple pay back process:) highly recommend Reviewed on: 25th April 2026

Very good service

5
Very good service would recommend to friends and family Reviewed on: 25th April 2026

They are a good fintech company long time curstomer

5
They are a good fintech company long time curstomer Reviewed on: 25th April 2026

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