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PayPal: PayPal Credit reviews

4.90
Based on 102,404 reviews, last reviewed 9th May 2026
2379800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Having been with PayPal for over 10yrs the service Received has been fantastic Reviewed on: 9th May 2026
ronald l's avatar
ronald l

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102404)

The repayment plan could be shown.

5
The repayment plan could be shown. Ie paying £200 over 4 months. Show schedule 1/5 £50, 1/6 £50, 1/7 £50, 1/8 £50 Reviewed on: 18th May 2024

Everything is great, but...

4
Everything is great, but payments due isn't very clear when I will be taken. It gives a date, but still days before it's taken. Reviewed on: 18th May 2024

Excellent!

5
Excellent! My go to credit on larger purchases! Can set up a direct debit, or pay off earlier if you wish! Reviewed on: 18th May 2024

Great service and secure

5
Is a secure and easy way of do payments Reviewed on: 18th May 2024

always satisfied with your services.

5
always satisfied with your services. I had no problems with the application. Reviewed on: 18th May 2024

Quick and easy, no hassel and no issues have arisen...

5
Quick and easy, no hassel and no issues have arisen whatsover Reviewed on: 18th May 2024

Professional

5
Professional and easy time use. Many incentive. Reviewed on: 18th May 2024

perfect - definitely recommend

5
Very easy to use, only reason for not excellent score on customer service is because I never had the need to reach out to the support team. Reviewed on: 18th May 2024

Happy customer

5
It's great for spreading the cost, especially with the Curve card! Reviewed on: 18th May 2024

PP credit

5
I have always had a good experience while using PayPal Credit. Reviewed on: 18th May 2024

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