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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Always a positive experience so easy to pay for thin...

Always a positive experience so easy to pay for things and I love the points system Reviewed on: 25th April 2026

Great product, easy to use, nice little back up for...

Great product, easy to use, nice little back up for when you need it, especially the pay in 3 comes in handy, always good to spread the cost. Reviewed on: 25th April 2026

So easy to use and if I have a problem they sort it...

So easy to use and if I have a problem they sort it for me Reviewed on: 25th April 2026

Very easy to set up account and handy for shopping.

Very easy to set up account and handy for shopping. Reviewed on: 25th April 2026

What's not to like!

Easy to setup, no faff, 0% plus customer service has been excellent on the occasional time I've needed to reach out - can't recommend it enough Reviewed on: 25th April 2026

Ideal for several reasons

Great for several reasons; protection with paying for goods, easy sending money to others and great for credit purposes. Very handy and use often! Reviewed on: 25th April 2026

Fantastic Company .

Fantastic experience. Love everything PayPal has to offer, the credit account, the PayIn3, the all round easy use of payment options. Highly recommend, had nothing but positive experiences. Reviewed on: 25th April 2026

Worry free online shopping

PayPal is there when I choose to spread the cost of items without breaking into my savings account. The payment protection is a valuable system that is well managed and customer focused. It is a shame that they are not able to protect against scams where you spend hundreds of pounds on tools and get sent a pound shop 99p tool set. Reviewed on: 25th April 2026

PayPal is a reliable and convenient payment platform...

PayPal is a reliable and convenient payment platform that makes online transactions easy and secure. It offers fast transfers, strong buyer protection, and supports multiple currencies. The user-friendly app and website simplify managing payments, making it a great choice for both personal and business use. Highly recommended! Reviewed on: 25th April 2026

I have used paypal for years and had use of my credi...

I have used paypal for years and had use of my credit, great deals and time to pay Reviewed on: 25th April 2026

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