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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

having used pay pal for number of years now ifind it...

having used pay pal for number of years now ifind it the best way to by online because of the backing you get if things nont go to plan Reviewed on: 25th April 2026

Always great customer service provided.

Always great customer service provided. Reviewed on: 25th April 2026

Great but could be greater

Never had any issues, could just do with PayPal partnering with more retailers to make PayPal an option at checkout or just a card number, cvv and expiry date that can be added to Apple Pay / Google Wallet. Reviewed on: 25th April 2026

It's alright

Always helpful . It's there to help Ballance Reviewed on: 25th April 2026

Easy to use, quick, simple and accurate

Easy to use, quick, simple and accurate Reviewed on: 25th April 2026

Convenient pay platform

The pay in 3 plan is a great option for me, especially for tyres or large purchases. I have a PayPal credit account which is handy to have for emergencies. I like that its accepted on most platforms and sites. Reviewed on: 25th April 2026

Life Line

Paid a flight with paypal credit ,otherwise id of not flown on what turned out to be an important trip Reviewed on: 25th April 2026

Easy and convenient service to use.

Easy and convenient service to use. Reviewed on: 25th April 2026

Useful, helpful for budgeting large purchases, would...

Useful, helpful for budgeting large purchases, would like it available on more platforms so can use for everything Reviewed on: 25th April 2026

Great can’t get any better

Been with PayPal for years and they just keep getting better Reviewed on: 25th April 2026

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