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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102452 reviews)

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4.90

Based on 102,452 reviews, last reviewed 9th May 2026

2382050% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good experience Very good experience an one of the best Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102452)

Let down by PayPal towards fake seller

Payed15£ to return discontinued unsafe skincare product to the other side of the world despite bought from UK seller. Explained the issue to PayPal but was still made to send it back. Eventually the product was returned back to me as the adress the seller provided was not valid. I did not have my return postage cost back.I have opened a case and tried to explain to PayPal that I am being framed by the seller and they are trying to make it expensive for me to return as they have provided Chinese address despite the sender address on the packaging was UK adress. Paypal should have not accepted the fact that I was sent a different return address than the origin of the purchase. I have tried to stop the purchase at first when realised the product is unsafe and the money appeared with chinese symbols I could not recognise and I was overcharged too,but the seller said it was dispatched despite the dispatch info saying in preparation. They have apologised and said they have mistakenly overcharged by 8$ and refunded to me. The seller promised they will help with return once I receive the product as they can not stop the dispatch. After that they have never accepted my request to return instead they were offering 1 then 2 then 3 then 4 $ each time to comensate so I keep the product. making everything to make me keep the product despite it was discontinued and unsafe to use. Paypal ignored this information too. I thought I am secured and have customer rights. But was left to deal with it myself. I was constantly told the seller has responded and gave me return address which doesn't make sende if I sell products from 1 address but at the end of the sale if return demanded I might ask them to return it to Australia just to make it difficult and expensive for the buyer to return which will put them off from returning. It was not fair and I was let down by Paypal . I have also faced technical issues with the app as it kept logging me off when tried to add information on the opened case page. Reviewed on: 19th May 2024

Always loving PayPal Credit!

Having 4 months perpetually for everything over £99 is extremely convenient. It’s like a normal credit card that has a statement coming out every 4 months instead of every month! What is there not to like! Reviewed on: 19th May 2024

Unlike other credit providers, PayPal understand con...

Unlike other credit providers, PayPal understand consumer needs and response with great offering fits for purpose. Reviewed on: 19th May 2024

I feel safe using PayPal

It offers a very handy amount of credit. Interest rates for long term payback flexibility and safety makes it more preferable. Reviewed on: 19th May 2024

It is a good credit service where you can use it any...

It is a good credit service where you can use it anywhere online Reviewed on: 19th May 2024

In times when things are harder PayPal credit has be...

In times when things are harder PayPal credit has been brilliant I can change what I want to pay back easy up or down I’ve been able to buy things I wouldn’t have been able to afford you can keep track of payments 24/7 Reviewed on: 19th May 2024

PayPal is very good and helpful .

PayPal is very good and helpful . For my is help-my a lot Reviewed on: 19th May 2024

Easy to use.

Easy to use. Good customer service Reviewed on: 19th May 2024

Really helpful when you struggle.

Really helpful when you struggle. Reviewed on: 19th May 2024

It was good with interest free options

It was good and good offers with interest free opportunities. Or was easy to set up and get going. Have used it extensively when buying things on eBay and other websites. The app is also quite good at reminding when there are any updates. Reviewed on: 19th May 2024

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