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PayPal: PayPal Credit reviews

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4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102506)

PayPal credit is easy to use

4
PayPal credit has been easy to manage and use. However, when you want some customer service over the phone be prepared with a cuppa to wait for someone to pick up. Once you get someone on the line all is good! Reviewed on: 19th May 2024
A Ito's avatar
A Ito

Great-quick and app is fab for keeping track.

5
Great-quick and app is fab for keeping track. Reviewed on: 19th May 2024
Alex G's avatar
Alex G

I’ve had PayPal since I was 16yrs of age when it was...

5
I’ve had PayPal since I was 16yrs of age when it was introduced to eBay. If PayPal has been an option I’ve always used it because it’s quick, secure and in the past if I’ve had to use customer service it’s been really helpful. I’ve managed to talk my parents into using it. So far I’ve not had many questions from them on how to use it so it must be simple for them to follow as my dad uses it just as much as me. The PayPal credit is great saves me using my credit card or savings for buying items. Reviewed on: 19th May 2024
Becky N's avatar
Becky N

Very good and friendly service they give good suppor...

5
Very good and friendly service they give good support and excellent advice also help you to solve your problem Reviewed on: 19th May 2024
Ted c's avatar
Ted c

Having Paypal account is a life changer, very easy t...

5
Having Paypal account is a life changer, very easy to use and reliable .paypal credit is another life savers, it gives you a chance to buy stuff on credit and pay little by little, ordinary most of the things I have ever bought with Paypal credit I wouldn't be able to buy it on cash if not Paypal ,I hope I can give more than 5 stars. Reviewed on: 19th May 2024
Olaide 's avatar
Olaide

generally a good thing

5
Not. much to say, not needed help with things so that's a generally a good oos thing? Reviewed on: 19th May 2024
Jacob's avatar
Jacob

Manageable monthly payments

5
PayPal credit is very easy to use. Has a generous credit amount and manageable monthly payments which you can always top up if you wish. Reviewed on: 19th May 2024
SHenry's avatar
SHenry

PayPal credit

5
Easy to use. Good terms. App is secure and helpful. Customer service is responsive. Accepted by most online retailers. Only ever had one issue which was solved quickly by customer services. Interest free for 4 months. Reviewed on: 19th May 2024
gareth p's avatar
gareth p

Simple, safe, reliable transactions.

5
Simple, safe, reliable transactions. Pay in 3 great for spreading cost of purchases. Reviewed on: 19th May 2024
Neil Reed's avatar
Neil Reed

Great to have readily available when making larger p...

5
Great to have readily available when making larger purchases Reviewed on: 19th May 2024
StuartL's avatar
StuartL

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