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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

Good credit builder for the normal person

This is so helpful to build credit and helped me afford things whilst building credit as my first ever credit option Reviewed on: 25th April 2026

PayPal is my go to for online shopping on multiple o...

PayPal is my go to for online shopping on multiple outlets Reviewed on: 25th April 2026

Easy to use, I’m happy with it, very easy access to...

Easy to use, I’m happy with it, very easy access to the main menu Reviewed on: 25th April 2026

Excellent, safe way to pay for shopping online

Excellent, safe way to pay for shopping online Reviewed on: 25th April 2026

Very good.

Very good. Use for most purchases, great for buying for people & companies alike Reviewed on: 25th April 2026

Easy to use, always handy.

Easy to use, offers affordable payment options without interest such as pay in three, at the checkout, of most transactions. It's been very handy for me, such as when you have to pay something out of the blue it takes the sting away, wether its parts for the car or a hotel room. Even when paying interest over longer periods, it's still at competitive rates. Reviewed on: 25th April 2026

User friendly, prompt in dealing with any issues.

User friendly, prompt in dealing with any issues. Trustworthy Reviewed on: 25th April 2026

Never had a problem.

Never had a problem. I wouldnt use anything else Reviewed on: 25th April 2026

Service good , can be problematic getting phone number

Service good , can be problematic getting phone number Reviewed on: 25th April 2026

Paypal very helpful.

Paypal very helpful. I am happy to use Reviewed on: 25th April 2026

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