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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181046)

The best experience im so happy with my money spendi...

The best experience im so happy with my money spending experience with PayPal helping me make it through Reviewed on: 25th April 2026

I use it all the time for holidays helps spread the...

I use it all the time for holidays helps spread the cost Reviewed on: 25th April 2026

Reliable and easy to use

I have been using PayPal for a long time and my experience has been very good. Payments are fast and secure, and it is easy to send and receive money. I also like the buyer protection, which gives me confidence when I shop online. Overall, a reliable and convenient service. Reviewed on: 25th April 2026

Always reliable my go to for safe payment options

Always reliable my go to for safe payment options Reviewed on: 25th April 2026

Always great experience with PayPal had returns when...

Always great experience with PayPal had returns when needed Reviewed on: 25th April 2026

Easy to use, app is very easy to navigate around and...

Easy to use, app is very easy to navigate around and manage money. Almost everywhere accepts PayPal payment and it feels like it provides extra security when making my larger purchases. I’ve been scammed before and contacted PayPal and they responded straight away and helped me to get my money back. Reviewed on: 25th April 2026

My pal Pay Pal

Without PayPal credit, there are so many items I could not have purchased. Plus the pay in 3 facility has helped me to spread costs. All in all Pay Pay is exactly as the name suggests, my Pay Pal! Reviewed on: 25th April 2026

User friendly app, easy use and pay money owed.

User friendly app, easy use and pay money owed. Always clear when and how much you need to repay, quick service. Reviewed on: 25th April 2026

Really good service, it's very user friendly, intuit...

Really good service, it's very user friendly, intuitive, and provide great value. Reviewed on: 25th April 2026

Preferred payment method for protection

Good always works never had any issues Reviewed on: 25th April 2026

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