Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102566 reviews)

View other PayPal products

4.90

Based on 102,566 reviews, last reviewed 9th May 2026

2387100% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (102566)

Just easy to setup and manage payments, 0% every time.

Just easy to setup and manage payments, 0% every time. Easy and very handy. Reviewed on: 19th May 2024

Great pay in 3 facility and credit experience overall

PayPal's pay in three is so handy and enabled me to buy things at more comfortable paying back pace at 0%, this is more reasonable than credit card and good for the society in all! Reviewed on: 19th May 2024

Good way to buy now pay later.

Good way to buy now pay later. The app can be a bit confusing as it doesn’t seem to update the balance quickly Reviewed on: 19th May 2024

Never had a problem with PayPal customers service is...

Never had a problem with PayPal customers service is the best I've used only ever rang once and with in 5 seconds everything was sorted Reviewed on: 19th May 2024

Paypal Credit Review

You do get some good deals on 0% interest from some big brands that allow you to pay up on. A negative for me is the repayment system, it needs to be sorted out quick.. I have found myself trying to pay a purchase off and because it's not setup on Paypals side for a good month it takes the payment off an item I have on a 3 year deal and not the item with 3 months... I have tried to ask about this but no one really wanted to listen and the answer was this is the same every where... I know this is not the fact because I have a card with MBNA and they are great with payment services. Reviewed on: 19th May 2024

Easy to use, easy to manage, Above all SAFE!

Easy to use, easy to manage, Above all SAFE! Makes those 'I can't wait till payday purchases achievable keeping those practical purchases and 'I wish...' purchases available and affordable. I wouldn't be without it. Really useful to choose whether the payment comes out of your bank straight away or to delay it! Reviewed on: 19th May 2024

Easy, safe, quick

Easy to use, accepted quickly, simple to pay off outstanding balance. Just another option if I need credit Reviewed on: 19th May 2024

Brilliant service and great 4 month to pay off

Brilliant service and great 4 month to pay off Reviewed on: 19th May 2024

It's a great easy to use service and used everywhere.

It's a great easy to use service and used everywhere. Very happy with the service Reviewed on: 19th May 2024

Been using PayPal credit for a while now.

Been using PayPal credit for a while now.. and I haven’t encountered problems .. everything has been simple and direct.. Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48422 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub