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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102614)

Can pay directly with lot of retailers with part pay...

5
Can pay directly with lot of retailers with part payments Reviewed on: 19th May 2024
Rafik p's avatar
Rafik p

Good but could be better

4
Good that you don't pay interest if paid in 3 months. But would be better if you could pay towards a specific purchase, rather than just pay off towards the overall balance Reviewed on: 19th May 2024
Terry C's avatar
Terry C

Great service and Makes me feel safe

5
Great service and feel secure when making purchases Reviewed on: 19th May 2024
Sharon Ritchie's avatar
Sharon Ritchie

Great, no complaints.

5
Very easy and reliable form of credit, accepted all over. Reviewed on: 19th May 2024
Josiah's avatar
Josiah

I like it as It’s so easy to use!

4
I like it as It’s so easy to use! And you get a healthy limit which makes it easier? Works with a lot a companies too? Reviewed on: 19th May 2024
Alex S's avatar
Alex S

Easy to apply,Easy to use,easy to control

5
Easy to apply,Easy to use,easy to control Reviewed on: 19th May 2024
Juri's avatar
Juri

Amazing financial resource - gives me great flexibil...

5
Amazing financial resource - gives me great flexibility especially with the pay pal pay in 3 option. Really easy to transfer money to friends and family and manage the account through the app. Also more secure for peace of mind. Reviewed on: 19th May 2024
Shaun 's avatar
Shaun

A very straight forward site to use with a very grea...

5
A very straight forward site to use with a very great payment options fat response to querie very helpful customer service Reviewed on: 19th May 2024
Itsiebit's avatar
Itsiebit

I highly recommend PayPal Credit to everyone!

5
I highly recommend PayPal Credit to everyone! It’s incredibly convenient and easy to use. The application process was straightforward, and having the option to pay for purchases over time has been a game-changer for my finances. Excellent service and a trustworthy platform!" ! Reviewed on: 19th May 2024
OSMAN YILMAZ's avatar
OSMAN YILMAZ

Satisfied

4
I’m pleased with the convenience and transparency PayPal Credit offers and would recommend it to anyone looking for a flexible credit option. Reviewed on: 19th May 2024
Vialina B's avatar
Vialina B

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